Business Performance & Analytics

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Spreadsheets vs a Real Finance Platform: What Growing Enterprises Lose by Staying in Excel

June 21, 2026by Dr Dawkins Brown

Spreadsheets are where most businesses start — and where too many stay long after they should have moved on. Here is what a growing enterprise loses by running its finances in Excel, and what a real finance platform gives back. There is nothing wrong with a spreadsheet. Excel and Google Sheets are among the most...

Boardroom Perspectives Boardroom Strategy Business Financing Business Interruption Business Performance & Analytics Business Resilience Capital Access Capital Markets Capital Markets (Loans & Bonds)Capital Resilience Capital Structure & Funding Caribbean Advisory firm Caribbean advisory services Caribbean Business Advisory Caribbean Capital Markets Debt Advisory & Refinancing Digital Banking Digital CFO Services Financial Restructuring

The Caribbean Capital Structure Problem: From Bank Debt to BEDROCK™

June 12, 2026by Dr Dawkins Brown

Why the region’s growth constraint is not a shortage of viable enterprises — but a shortage of appropriate capital structure Walk into any boardroom from Kingston to Port of Spain to Bridgetown and you will hear a version of the same conversation. The business is sound. The market opportunity is real. The asset — the...

The Vanishing Base: When AI and Automation Erode the Foundation of Professional Firms

June 8, 2026by Dr Dawkins Brown

Technology is not coming for the apex first. It is dissolving the base — and how a base disappears determines whether a firm becomes a diamond or an hourglass. ISOLATE & AUGMENT · THE SECOND AND THIRD DIMENSIONS Disruption from the bottom up There is a comforting story that technology comes for the routine...

AI Governance & Compliance Business Intelligence Business Performance & Analytics DIAMOND Framework Management Consultants in Jamaica Manufacturing Excellence Organisational Development Organisational Governance Organisational Resilience Organisational Transformation Organizational Development Organizational Renewal Organizational Resilience Organizational Transformation Technology & AI Thought Leadership Workflow Automation Workforce Strategy

Leverage Under Pressure: Why the Billable Pyramid Is Stalling

June 8, 2026by Dr Dawkins Brown

Leverage built the modern firm. Understanding its mathematics is the first step in the DIAMOND™ Framework — and the first step in seeing why it can no longer carry the load. DIAGNOSE · THE FIRST DIMENSION The most powerful number you rarely discuss Ask a managing partner what drives their profitability and you will...

Actuarial Advisory Business Performance & Analytics Caribbean advisory services Caribbean Business Insights Caribbean Regulatory Affairs Caribbean Risk Horizon Finance & CFO Advisory Regulatory & Compliance

Inside the Numbers: How CSM Run-off, Risk Adjustment, and Onerous-Contract Testing Are Quietly Reshaping Earnings

May 21, 2026by Dr Dawkins Brown

Three IFRS 17 mechanics that most Caribbean boards do not yet fully understand — and which determine reported profits more than any underwriting decision Three IFRS 17 mechanics — the Contractual Service Margin run-off pattern, the risk adjustment calibration, and the onerous contract test — together drive the majority of reported insurance earnings under...

Accountants and accounting firm Board Effectiveness Board Governance Board Leadership Boardroom Strategy Borderless Assurance Series Business Development Business Financing Business Growth & Strategy Business Intelligence (BI)Business Performance & Analytics Emerging Technologies & Innovation Enterprise Risk Strategy & Growth Strategy & Performance Tax Advisory Tax Audit

Regulatory Fragmentation as a Scaling Tax: Why the Caribbean Needs a More Integrated Business Environment

May 13, 2026by Dr Dawkins Brown

Executive Summary The Caribbean has no shortage of entrepreneurial talent, business ambition, sector opportunities, or regional potential. Yet many companies that succeed in one Caribbean market struggle to expand efficiently across the wider region. The reason is not always lack of demand or lack of vision. Often, the challenge is structural: regulatory fragmentation. A...

AI Risk & Governance AI Risk Management Artificial Intelligence Artificial Intelligence (AI)Artificial Intelligence & Data Governance Business Performance & Analytics Business Resilience Business Restructuring Business Strategy Business Strategy & Transformation Business Valuation Business Valuation Services

AI and the New Economics of Scaling: What Caribbean Businesses Must Prepare For

May 12, 2026by Dr Dawkins Brown

Executive Summary Artificial intelligence is no longer a distant technology trend. It is becoming a strategic force reshaping how businesses are built, financed, valued, governed, staffed, and scaled. For Caribbean businesses, this shift presents both a major opportunity and a serious competitive risk. A recent World Economic Forum report, produced in collaboration with the Stanford...

Board Governance Boardroom Perspectives Boardroom Strategy Business Performance & Analytics Business Resilience Business Strategy & Transformation Capital Resilience Caribbean advisory services Energy & Natural Resources ESG & Sustainability ESG advisory firms Caribbean ESG Reporting & Disclosure mergers and acquisitions (M&A)

Critical Minerals, Critical Choices: What Caribbean Boards Must Decide Now

May 10, 2026by Dr Dawkins Brown

In Article 3 of this series, I argued that the Caribbean firms that will compound earnings over the next decade are the ones rebuilding their workforce around AI fluency. This week, the series turns from the internal to the external — from talent and productivity to the most important structural opportunity now opening in front...

Board & Audit Committee Insights Board Accountability Board Effectiveness Boardroom Strategy Business Advisory Business Growth Business Intelligence Business Intelligence (BI)Business Performance & Analytics Business Resilience Business Restructuring Caribbean Business Insights Caribbean Business Strategy Competitive Strategy

The Productivity Imperative: Why Caribbean Firms Cannot Grow Through Headcount Anymore

May 10, 2026by Dr Dawkins Brown

Last week, in the opening article of this series, I argued that the Caribbean has built genuine resilience but is operating with thinning buffers. Several readers wrote to me afterwards with a related question: where, exactly, will Caribbean growth come from in the next decade if the macro tailwinds keep fading? The answer is in...

Vendor Due Diligence Case Study: How a Caribbean Manufacturing Group Prepared for a Future Sale from a Position of Strength

April 20, 2026by Dr Dawkins Brown

Sell-Side Readiness, Before the Process Begins A family-controlled Caribbean manufacturing group had begun to field unsolicited approaches from regional and international acquirers. The shareholders knew that if a transaction proceeded, the business would need to be presented with the discipline of an institutional seller — and that the quality of the eventual outcome would...

Business Performance & Analytics

The Caribbean Capital Structure Problem: From Bank Debt to BEDROCK™

The Vanishing Base: When AI and Automation Erode the Foundation of Professional Firms

Leverage Under Pressure: Why the Billable Pyramid Is Stalling

Inside the Numbers: How CSM Run-off, Risk Adjustment, and Onerous-Contract Testing Are Quietly Reshaping Earnings

Regulatory Fragmentation as a Scaling Tax: Why the Caribbean Needs a More Integrated Business Environment

AI and the New Economics of Scaling: What Caribbean Businesses Must Prepare For

The Productivity Imperative: Why Caribbean Firms Cannot Grow Through Headcount Anymore

Vendor Due Diligence Case Study: How a Caribbean Manufacturing Group Prepared for a Future Sale from a Position of Strength

July 4, 2026AI Governance for Regulated Industries: Financial Services, Public Sector, Healthcare, and Utilities

July 4, 2026Third-Party AI Risk: Who Is Accountable When the Model Is Not Yours?

July 3, 2026Auditability by Design: Creating Evidence Trails for AI Decisions

July 3, 2026Continuous Validation: Why Annual Reviews Are Not Enough for AI Systems

July 3, 2026AI Assurance: The New Frontier for Boards, Audit Committees, and Risk Leaders

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