Business Resilience

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Quantifying the risks hidden in strategic plans

July 31, 2026by Dr Dawkins Brown

IN BRIEF A strategic plan is a set of assumptions with a financial statement attached. The assumptions are usually reasonable. The problem is that they are recorded as inputs rather than as uncertainties, and once a number enters the model nobody revisits who chose it or what it would take to be wrong. This article...

How to Out-Compete Bigger Rivals with Market Intelligence

July 11, 2026by Dr Dawkins Brown

The chain will always out-spend you. It does not have to out-know you — and in a local market, knowing is the higher ground. The Problem, Lived “Rohan” has run a supermarket in Georgetown for sixteen years — two floors, forty staff, a name his parish trusts. Four months ago, a regional chain announced...

Accounting & Advisory Accounting & Finance accounting BPO accounting firm Accounting Software Business Intelligence (BI)Business Performance & Analytics Business Resilience CFO Insights CFO Services CFO Strategy CFO Strategy & Finance Leadership Dawgen LedgerPro™

Spreadsheets vs a Real Finance Platform: What Growing Enterprises Lose by Staying in Excel

June 21, 2026by Dr Dawkins Brown

Spreadsheets are where most businesses start — and where too many stay long after they should have moved on. Here is what a growing enterprise loses by running its finances in Excel, and what a real finance platform gives back. There is nothing wrong with a spreadsheet. Excel and Google Sheets are among the most...

Boardroom Perspectives Boardroom Strategy Business Financing Business Interruption Business Performance & Analytics Business Resilience Capital Access Capital Markets Capital Markets (Loans & Bonds)Capital Resilience Capital Structure & Funding Caribbean Advisory firm Caribbean advisory services Caribbean Business Advisory Caribbean Capital Markets Debt Advisory & Refinancing Digital Banking Digital CFO Services Financial Restructuring

The Caribbean Capital Structure Problem: From Bank Debt to BEDROCK™

June 12, 2026by Dr Dawkins Brown

Why the region’s growth constraint is not a shortage of viable enterprises — but a shortage of appropriate capital structure Walk into any boardroom from Kingston to Port of Spain to Bridgetown and you will hear a version of the same conversation. The business is sound. The market opportunity is real. The asset — the...

Actuarial Advisory Actuarial Services Advisory Services Business Resilience Business Restructuring Business Strategy Business Strategy & Transformation Caribbean Business Advisory CFO Advisory & Finance IFRS & Financial Reporting IFRS 17 Reserving & Valuation Risk Advisory Services Risk Assurance & Advisory Risk Management risk management in Caribbean restructuring Tax Risk Management The Caribbean Resilience Playbook

IFRS 17, Three Years On: What Caribbean Insurers Got Right, What They Got Wrong, and What Comes Next

May 20, 2026by Dr Dawkins Brown

The technical transition is largely complete. The strategic transition is not. An honest assessment of where the region stands — and the five priorities for the next 24 months IFRS 17 became effective for accounting periods beginning 1 January 2023. For Caribbean insurers, that meant three years of implementation work, hundreds of millions in cumulative...

Board Effectiveness Board Governance Business Continuity & Crisis Preparedness Business Resilience Cyber Awareness & Training Cyber Risk Assurance Cybersecurity & Privacy Cybersecurity & Technology Data Data & Analytics Data & Transformation Data Backup Data migration and recovery Data Protection Data Protection & Privacy Data Quality Data Restore and recovery Policy & Governance Regulatory Compliance

Backup is Not Recovery: What Continuity Actually Costs the Caribbean SMB — and Why Most Firms Pay for the Wrong Thing

May 19, 2026by Dr Dawkins Brown

Almost every Caribbean SMB will tell you it has backups. Very few have ever successfully restored one. This article is about the gap between those two states — which is where most Caribbean SMB exposure actually lives — and about the operational disciplines that close it. It is the fourth article of Pillar 2 of...

AI Risk & Governance AI Risk Management Artificial Intelligence Artificial Intelligence (AI)Artificial Intelligence & Data Governance Business Performance & Analytics Business Resilience Business Restructuring Business Strategy Business Strategy & Transformation Business Valuation Business Valuation Services

AI and the New Economics of Scaling: What Caribbean Businesses Must Prepare For

May 12, 2026by Dr Dawkins Brown

Executive Summary Artificial intelligence is no longer a distant technology trend. It is becoming a strategic force reshaping how businesses are built, financed, valued, governed, staffed, and scaled. For Caribbean businesses, this shift presents both a major opportunity and a serious competitive risk. A recent World Economic Forum report, produced in collaboration with the Stanford...

From Start-Up Culture to Scale-Up Architecture: The Caribbean’s Next Innovation Challenge

May 12, 2026by Dr Dawkins Brown

Executive Summary Across the Caribbean, entrepreneurship is widely celebrated. Governments, universities, business incubators, accelerators, chambers of commerce, development agencies, and private-sector leaders have all encouraged start-up creation. This is positive and necessary. However, the next stage of Caribbean economic transformation requires more than start-up activity. It requires scale-up architecture. A start-up culture helps people launch...

Board & Audit Committee Insights Board Effectiveness Board Leadership Business Advisory Business Continuity Business Financing Business Growth Business Growth & Strategy Business Intelligence Business Resilience Caribbean Business Caribbean Business Advisory Caribbean Expansion Caribbean Financial Reform Marketing Strategy

Anchored Expectations: How Caribbean Entrepreneurs Should Read the New Monetary Landscape

May 10, 2026by Dr Dawkins Brown

In Article 6 of this series, I argued that the capital structure which worked in 2021 will not work in 2026 — and that the refinance, the hedge, and the equity raise belong on the next board agenda. This week, the series turns to a less visible but equally consequential question: what does it mean...

Boardroom Strategy Business Advisory Business Financing Business Intelligence (BI)Business Resilience Business Strategy & Transformation Capital Structure & Funding Caribbean Expansion Caribbean Financial Reform Caribbean Tax Insights CEO & CFO Insights CFO Advisory Economic & Market Insights economic advisory firm Economic Development Economic Insights Virtual CFO Working Capital Working Capital Strategy

Higher for Longer: Refinancing, Maturity Management, and the New Mathematics of Caribbean Debt

May 10, 2026by Dr Dawkins Brown

In Article 5 of this series, I argued that Caribbean firms which pre-position their balance sheets for the next risk-off episode will gain market share from those that do not. This week, the series turns to the structural condition that makes that pre-positioning so consequential — the most important shift in the cost of capital...

Quantifying the risks hidden in strategic plans

How to Out-Compete Bigger Rivals with Market Intelligence

The Caribbean Capital Structure Problem: From Bank Debt to BEDROCK™

IFRS 17, Three Years On: What Caribbean Insurers Got Right, What They Got Wrong, and What Comes Next

Backup is Not Recovery: What Continuity Actually Costs the Caribbean SMB — and Why Most Firms Pay for the Wrong Thing

AI and the New Economics of Scaling: What Caribbean Businesses Must Prepare For

From Start-Up Culture to Scale-Up Architecture: The Caribbean’s Next Innovation Challenge

Anchored Expectations: How Caribbean Entrepreneurs Should Read the New Monetary Landscape

Higher for Longer: Refinancing, Maturity Management, and the New Mathematics of Caribbean Debt

July 31, 2026The actuarial case for caribbean climate resilience

July 31, 2026Quantifying the risks hidden in strategic plans

July 31, 2026Actuarial science beyond insurance and pensions

July 30, 2026Why Actuarial Insight Belongs in Every Caribbean Risk Strategy

July 29, 2026Who Tests the SOC? Independent Assurance in the Age of the Security Operations Centre

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