Digital Banking

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Writing a VASP Business Plan the FSC Will Accept

July 1, 2026by Dr Dawkins Brown

The business plan is where the FSC decides whether your VASP is viable, well-governed and safe to license. Here is what the regulator is really looking for, a structure that works, and the mistakes that trigger delay. In short: a VASP licence application stands or falls on its business plan. The FSC does not...

Digital Digital Asset Governance Digital Assets Digital Audit Digital Banking Digital Finance digital forensics Digital Foundations Series Digital Tax Transformation digital token Digital Transformation digital transformation & virtual solutions Thought Leadership tokenized balance sheet governance Virtual Asset Regulation

Proof of Reserves Explained: The New Quarterly Audit for Jamaican Exchanges and Custodians

June 28, 2026by Dr Dawkins Brown

Jamaica’s VASP regime introduces a recurring, independently audited proof of reserves for trading platforms and custodians. Here is what it is, why it matters, what makes it credible, and how to be ready. In short: under Jamaica’s proposed VASP regime, Class A (trading platforms) and Class C (custodians) must demonstrate — at least...

Digital Digital Asset Governance Digital Assets Digital Assets & Blockchain Digital Audit Digital Banking Virtual Asset Regulation

VASP Licensing Requirements in Jamaica: The Complete Checklist

June 28, 2026by Dr Dawkins Brown

Everything you must assemble to apply for a virtual asset service provider licence — eligibility, capital, fit and proper, cybersecurity, AML/CFT, substance and class-specific conditions — in one practical, printable checklist. In short: to be licensed as a VASP in Jamaica, an applicant must be a Jamaican-incorporated company that can demonstrate a credible...

AML Audits:AML/CFT Compliance Blockchain Blockchain Technology Digital Asset Governance Digital Assets Digital Assets & Blockchain Digital Banking Digital Finance digital token Digital Transformation digital transformation & virtual solutions Digitalization Risk and Compliance Technology Advisory Virtual Asset Regulation

Jamaica’s Proposed VASP Licensing Regime: The Complete Guide

June 27, 2026by Dr Dawkins Brown

Everything businesses, boards and investors need to understand about how Jamaica will license and supervise virtual asset service providers — the six license classes, capital and substance, AML/CFT, proof of reserves, fees, and the road to enactment. In short: the Financial Services Commission (FSC) has proposed a full licensing regime for virtual asset service...

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The Caribbean Capital Structure Problem: From Bank Debt to BEDROCK™

June 12, 2026by Dr Dawkins Brown

Why the region’s growth constraint is not a shortage of viable enterprises — but a shortage of appropriate capital structure Walk into any boardroom from Kingston to Port of Spain to Bridgetown and you will hear a version of the same conversation. The business is sound. The market opportunity is real. The asset — the...

Artificial Intelligence & Data Governance Audit & Assurance Audit & Assurance Insights Audit and Assurance audit and assurance firm in jamaica Audit Committee Audit Committee & Board Oversight Cloud & Digital Security Cloud ERP Cloud in Financial Services Digital Asset Governance Digital Assets Digital Assets & Blockchain Digital Audit Digital Banking Digital CFO Services Digital Finance digital forensics

Auditing in a Digitised Caribbean Economy: Why Modern Audits Must Test Populations, Not Just Samples

May 24, 2026by Dr Dawkins Brown

For decades, the external audit has been a sampling exercise. The auditor would select a small subset of transactions — perhaps thirty journal entries, perhaps sixty invoices, perhaps a hundred customer accounts — and from that sample draw conclusions about the entire population. The methodology was sound when the audit was its only practical option....

Caribbean Capital Markets Caribbean digital asset regulation Caribbean digital asset withholding tax Caribbean Financial Reform Caribbean Regulatory Affairs Dawgen Thought Leadership Debt Advisory & Refinancing Digital Asset Governance Digital Assets Digital Assets & Blockchain Digital Banking Digital CFO Services Digital Finance

The Three-Bucket Doctrine: How Washington Just Re-Drew the Map of Digital Assets, and What It Means for the Caribbean Regulator’s Desk

May 12, 2026by Dr Dawkins Brown

If Article 1 of this series was the news, this article is the map. The CLARITY Act’s most consequential design choice is the explicit division of all digital assets into three regulatory buckets, each with a defined supervisor. The bucket a token falls into determines who regulates it, what disclosures attach to it, who can...

Tokenized Resort Real Estate: The Caribbean Use Case That Tests the Framework

May 5, 2026by Dr Dawkins Brown

In the seven previous articles of this series, we have constructed the Digital Asset Governance and Assurance Framework — DAGAF™ — pillar by pillar. We have established the case for a Caribbean-anchored framework, mapped the foreign and regional regulatory regimes Caribbean enterprises must operate within, set out the architecture of the framework as a whole,...

Digital Digital Audit Digital Banking Digital Tax Digital Tax Transformation Digital Transformation digital transformation & virtual solutions Digital-First CFO Services Tax Administration & Policy Tax Advisory Tax Audit Tax Dispute Resolution Tax Firm

Dawgen Global’s Digital Tax Advisory Framework

March 14, 2026by Dr Dawkins Brown

A Complete Guide to Navigating the Caribbean Digital Economy Tax Landscape The synthesised, integrated reference framework for Caribbean businesses and their advisors The Series That Began With a Notification On March 11, 2026, at 6:45 PM, a notification from Meta for Business. It announced that, effective July 1, 2026, Meta would begin applying Digital...

Digital Digital Banking Digital Tax Digital Tax Transformation Digital Transformation Digital-First CFO Services Digitalization

Impact on Advertising Budgets and ROI: Recalibrating for the DST Era

March 13, 2026by Dr Dawkins Brown

How DST fees change your cost structure, ROI benchmarks, and budget planning The Invisible Tax on Every Click Most Caribbean businesses that run digital advertising campaigns know their cost-per-click, their cost-per-acquisition, and their return on ad spend. Fewer know — or have yet needed to know — that a new layer of cost is being...

Older Posts

Writing a VASP Business Plan the FSC Will Accept

Proof of Reserves Explained: The New Quarterly Audit for Jamaican Exchanges and Custodians

VASP Licensing Requirements in Jamaica: The Complete Checklist

Jamaica’s Proposed VASP Licensing Regime: The Complete Guide

The Caribbean Capital Structure Problem: From Bank Debt to BEDROCK™

The Three-Bucket Doctrine: How Washington Just Re-Drew the Map of Digital Assets, and What It Means for the Caribbean Regulator’s Desk

Tokenized Resort Real Estate: The Caribbean Use Case That Tests the Framework

Dawgen Global’s Digital Tax Advisory Framework

Impact on Advertising Budgets and ROI: Recalibrating for the DST Era

July 22, 2026Internal Audit Meets Cybersecurity: A New Assurance Model for Caribbean Organisations

July 22, 2026The Cyber-Accountable Board: What Directors Must Know, Ask and Verify

July 21, 2026From Cybersecurity to Cyber Assurance: The Missing Link in Caribbean Risk Management

July 21, 2026Cybersecurity Is No Longer an IT Issue: Why Caribbean Boards Must Treat It as an Enterprise Risk

July 20, 2026Internal Audit in Public Bodies: Accountability, Compliance, and the Public Purse

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Where to find us?

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