Start Where the Cost Is Countable Why the back office is the fastest route from AI to EBIT — and how to choose the first three workflows to redesign When a Caribbean board first approves money for AI, it is usually spent where AI is most visible: a customer chatbot, a marketing content tool, a...
Why most Caribbean AI investment has not yet reached EBIT — and the six-span crossing that carries it there Ask the people in any Caribbean head office whether AI has made them more productive and most will say yes. The finance officer drafts the variance commentary in half the time. The customer service lead clears...
A finance director’s guide to device as a service: cash flow, currency, accounting, tax and the questions to ask before you sign. Rethinking how Caribbean organisations equip their people — a three-part series from Dawgen Global. The capital request nobody enjoys Every three or four years, the same request reaches the finance committee. The...
Why smaller businesses should buy cybersecurity as one system, not a collection of products A security stack built one invoice at a time Ask a Caribbean business owner how they protect their company and you will often hear a list. An antivirus licence bought in 2019. A backup tool added after a scare. An...
Why Caribbean businesses must secure the device itself, not just the network around it The laptop nobody suspected Picture a mid-sized distributor in Kingston. It has a firewall, antivirus on every machine and a managed email filter. The IT provider sends a clean monthly report. Then the finance manager’s laptop starts behaving strangely. A reinstall...
Retailers and manufacturers now buy software, advertising and cloud capacity from abroad and sell through websites, marketplaces and chat apps. Digital tax reaches both sides of that ledger, and the margin effect is larger than most finance teams expect. Executive summary Caribbean retailers and manufacturers are no longer simply buyers and sellers of goods. They...
One foreign software invoice can carry two Jamaican taxes at once: withholding on the payment and General Consumption Tax on the import. Which applies, and at what rate, turns on a classification most finance teams never write down. Executive summary Caribbean businesses now pay foreign vendors for software as a service (SaaS), cloud hosting, online...
Marketplaces, booking sites and delivery apps now stand between Caribbean sellers and their customers. The law increasingly decides who collects the tax by who controls the transaction, not by who owns the product. Sellers who assume “the platform handles it” are carrying risk they have not measured. Executive summary A single online sale can involve...
Why Caribbean CEOs Must Read Ratios, Not Just Results IN BRIEF Almost no business is sold, refinanced or valued on the EBITDA (earnings before interest, tax, depreciation and amortisation) in its accounts. It is valued on an adjusted figure, after owner costs, one-off events and planned savings have been added back. Some adjustments are legitimate...
Why artificial intelligence activity keeps rising while measurable value stays flat — and how to close the gap Emerging Risk & Transformation Services • 2026 Executive Summary Artificial intelligence (AI) adoption is not the same thing as AI value, and the distance between them is now measurable. The most widely cited figure comes from the...
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