Why Caribbean CEOs Must Read Ratios, Not Just Results IN BRIEF Almost no business is sold, refinanced or valued on the EBITDA (earnings before interest, tax, depreciation and amortisation) in its accounts. It is valued on an adjusted figure, after owner costs, one-off events and planned savings have been added back. Some adjustments are legitimate...
A Guyanese public servant holding an ACCA qualification is paid an additional G$15,000 a month. A master’s degree attracts G$22,000; a doctorate G$32,000. The payment attaches to the person, not to the post — two officers doing identical work on the same grade may be paid differently according to what they have qualified in....
A widely used international salary website reports that the highest-paid civil servant in Barbados earns about BBD 19,060 a year. The lowest substantive grade in the Barbados public service — the cleaner, the general worker, the maid — is paid BBD 25,891. The site’s ceiling sits twenty-six per cent below the real floor. This is...
Turning uncertainty into measurable, manageable and strategically useful information What the 2025 Season Showed About Measuring Risk When Hurricane Melissa struck Jamaica in late October 2025, the Government received a payout of US$70.8 million from the regional parametric facility — the largest single payout in that facility’s history — followed by a further US$21.1 million...
Your business may already own all the cash it needs. It is simply being stored in other people’s bank accounts — and on your own shelves. The Problem, Lived “Simone” runs a food-and-beverage distribution business out of Bridgetown, supplying hotels, restaurants and supermarkets across the island. Last month she sat across from a bank officer...
From core financial reporting to a full managed finance function and Virtual CFO support — what each level costs, what drives the number, and how to invest at the right tier. In 2026, most growing businesses invest between US$300 and US$1,800 per month in an outsourced finance function, depending on transaction volume, complexity, and how...
The broken rung is not a dead end. The pyramid produced experts as a by-product; the diamond must produce them by design. This article is the answer — a deliberate apprenticeship to replace the accidental one we are losing. PART III · THE HARD IMPLICATIONS From problem to design The previous article named the...
Why Most Caribbean Insurance Integrations Underdeliver — and What Changed Here Across the Caribbean, financial services integrations typically capture between forty and fifty-five per cent of committed year-one synergies, often at the cost of at least one material service disruption and at least one regulatory finding. The integration described in this Standard delivered seventy-one per...
A Buy-Side Mandate with a Single Strategic Question A well-run Caribbean beverage distributor had outgrown its home market. Its board knew the next chapter would require scale. What it did not yet know was which target, in which neighbouring jurisdiction, at which price, and on which terms would translate ambition into a consolidated business...
Client Profile This case study represents a composite of Dawgen Global’s work with multi-division technology services companies. The client operated four distinct business units: Enterprise Software Solutions, Digital Transformation Consulting, Managed IT Services, and Cybersecurity Solutions. Each division had developed independently over time, creating strong individual capabilities but limited enterprise integration. The company employed...
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