Digital CFO Services

Who Collects Tax When a Platform Sits in the Middle

September 29, 2026by Dr Dawkins Brown

Marketplaces, booking sites and delivery apps now stand between Caribbean sellers and their customers. The law increasingly decides who collects the tax by who controls the transaction, not by who owns the product. Sellers who assume “the platform handles it” are carrying risk they have not measured. Executive summary A single online sale can involve...

Borderless Finance Function Business Advisory Cash Flow & Liquidity Cash Flow Management Digital CFO Services Digital Finance Digital Transformation Working Capital & Cash Flow Working Capital Management

Invoices that send themselves, and chase themselves.

September 4, 2026by Dr Dawkins Brown

Automating invoicing and receivables collection Days sales outstanding is discussed as a measure of customer behaviour. For most businesses it is mostly a measure of their own delays. This article sets out the four intervals you control, what each day of them is worth in cash, and why a gentle unfailing schedule protects relationships...

accounting BPO Accounting Services BPO Cloud Accounting Cloud ERP Cloud Governance Digital Banking Digital CFO Services Digital Finance Digital Transformation

If your bank feed is not connected, you are paying someone to retype a statement

September 3, 2026by Dr Dawkins Brown

Bank feeds and automated reconciliation — how they work, and what they do not do Reconciliation is treated as an accounting task. It is data entry with a checking step appended. This article sets out the three ways a feed can be connected, what happens to a transaction once it arrives, and an honest account...

Crypto Regulation Dawgen TRUST Digital Asset Governance Digital Assets Digital Assets & Blockchain Digital Audit Digital CFO Services Digital Finance digital forensics Digital Foundations Series VASP Licensing Virtual Asset Regulation

What Is a Virtual Asset Service Provider Under Jamaican Law?

June 29, 2026by Dr Dawkins Brown

A plain-English definition of a VASP under Jamaica’s proposed regime — the activities that bring you in scope, who is excluded, the decentralised-finance question, and how it all tracks the FATF standard. In short: a virtual asset service provider (VASP) is a business that, for or on behalf of others, provides virtual-asset services — operating...

Boardroom Perspectives Boardroom Strategy Business Financing Business Interruption Business Performance & Analytics Business Resilience Capital Access Capital Markets Capital Markets (Loans & Bonds)Capital Resilience Capital Structure & Funding Caribbean Advisory firm Caribbean advisory services Caribbean Business Advisory Caribbean Capital Markets Debt Advisory & Refinancing Digital Banking Digital CFO Services Financial Restructuring

The Caribbean Capital Structure Problem: From Bank Debt to BEDROCK™

June 12, 2026by Dr Dawkins Brown

Why the region’s growth constraint is not a shortage of viable enterprises — but a shortage of appropriate capital structure Walk into any boardroom from Kingston to Port of Spain to Bridgetown and you will hear a version of the same conversation. The business is sound. The market opportunity is real. The asset — the...

Artificial Intelligence & Data Governance Audit & Assurance Audit & Assurance Insights Audit and Assurance audit and assurance firm in jamaica Audit Committee Audit Committee & Board Oversight Cloud & Digital Security Cloud ERP Cloud in Financial Services Digital Asset Governance Digital Assets Digital Assets & Blockchain Digital Audit Digital Banking Digital CFO Services Digital Finance digital forensics

Auditing in a Digitised Caribbean Economy: Why Modern Audits Must Test Populations, Not Just Samples

May 24, 2026by Dr Dawkins Brown

For decades, the external audit has been a sampling exercise. The auditor would select a small subset of transactions — perhaps thirty journal entries, perhaps sixty invoices, perhaps a hundred customer accounts — and from that sample draw conclusions about the entire population. The methodology was sound when the audit was its only practical option....

Cybersecurity & Data Risk Cybersecurity & Privacy Cybersecurity & Technology Data Protection Data Protection & Privacy Data Quality Digital Asset Governance Digital Assets Digital Assets & Blockchain Digital Audit Digital CFO Services digital forensics Digital Foundations Series Digital Transformation digital transformation & virtual solutions Digital-First CFO Services Digitalization Disaster Recovery Disaster Risk Financing

From Personal Inbox to Professional Brand: A Migration Playbook for Caribbean Family Businesses

May 17, 2026by Dr Dawkins Brown

The first five articles in this series were largely diagnostic and prescriptive. This article — the final piece in the Foundations pillar — is neither. It is a migration playbook for the Caribbean family business that has been operating successfully for ten, twenty, or thirty years on a tangle of personal email, founder-controlled accounts, and...

The First 90 Minutes Online: A Caribbean Start-Up Digital Identity Checklist

May 17, 2026by Dr Dawkins Brown

The first three articles in this series have asked Caribbean boards uncomfortable questions about digital infrastructure that has already been set up — usually badly. This article is for the entrepreneur, the family-business successor, or the partner of a newly-formed firm who has the rare opportunity to do it correctly from the first day. It...

Caribbean Capital Markets Caribbean digital asset regulation Caribbean digital asset withholding tax Caribbean Financial Reform Caribbean Regulatory Affairs Dawgen Thought Leadership Debt Advisory & Refinancing Digital Asset Governance Digital Assets Digital Assets & Blockchain Digital Banking Digital CFO Services Digital Finance

The Three-Bucket Doctrine: How Washington Just Re-Drew the Map of Digital Assets, and What It Means for the Caribbean Regulator’s Desk

May 12, 2026by Dr Dawkins Brown

If Article 1 of this series was the news, this article is the map. The CLARITY Act’s most consequential design choice is the explicit division of all digital assets into three regulatory buckets, each with a defined supervisor. The bucket a token falls into determines who regulates it, what disclosures attach to it, who can...

Digital CFO Services Financial Planning & Analysis (FP&A)Performance Management Policy & Governance Pricing & Commercial Excellence pricing strategy Pricing Strategy & Revenue Growth Profitability & Cost-to-Serve Retail Strategy Revenue Growth SME / Mid-Market Advisory SME & Mid-Market Advisory Transfer Pricing & Regulatory Compliance

Why Pricing Is the Most Undervalued Strategic Asset in Caribbean Business

March 22, 2026by Dr Dawkins Brown

Introducing the Dawgen Strategic Pricing Operating Model™ (DSPOM™) — a proprietary framework for building pricing capability that drives sustainable profitability across Caribbean enterprises. The Conversation Every Caribbean Board Should Be Having There is a conversation that rarely happens in Caribbean boardrooms, and its absence is costing organisations millions of dollars every year. It is not...

Who Collects Tax When a Platform Sits in the Middle

What Is a Virtual Asset Service Provider Under Jamaican Law?

The Caribbean Capital Structure Problem: From Bank Debt to BEDROCK™

From Personal Inbox to Professional Brand: A Migration Playbook for Caribbean Family Businesses

The First 90 Minutes Online: A Caribbean Start-Up Digital Identity Checklist

The Three-Bucket Doctrine: How Washington Just Re-Drew the Map of Digital Assets, and What It Means for the Caribbean Regulator’s Desk

Why Pricing Is the Most Undervalued Strategic Asset in Caribbean Business

September 30, 2026Canada's Reversal and the Uncertain Road to Pillar One

September 29, 2026Digital Services Taxes and the Price of Gross Revenue

September 29, 2026Who Collects Tax When a Platform Sits in the Middle

September 29, 2026VAT at the Customer’s Doorstep: How Digital Tax Follows the Customer Across the Caribbean

September 29, 2026Jamaica's GCT on Foreign Digital Services: What Changes in 2027

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Where to find us?

Dawgen Social links