Finance & CFO Advisory

Actuarial Advisory Business Performance & Analytics Caribbean advisory services Caribbean Business Insights Caribbean Regulatory Affairs Caribbean Risk Horizon Finance & CFO Advisory Regulatory & Compliance

Inside the Numbers: How CSM Run-off, Risk Adjustment, and Onerous-Contract Testing Are Quietly Reshaping Earnings

May 21, 2026by Dr Dawkins Brown

Three IFRS 17 mechanics that most Caribbean boards do not yet fully understand — and which determine reported profits more than any underwriting decision Three IFRS 17 mechanics — the Contractual Service Margin run-off pattern, the risk adjustment calibration, and the onerous contract test — together drive the majority of reported insurance earnings under...

From Start-Up Culture to Scale-Up Architecture: The Caribbean’s Next Innovation Challenge

May 12, 2026by Dr Dawkins Brown

Executive Summary Across the Caribbean, entrepreneurship is widely celebrated. Governments, universities, business incubators, accelerators, chambers of commerce, development agencies, and private-sector leaders have all encouraged start-up creation. This is positive and necessary. However, the next stage of Caribbean economic transformation requires more than start-up activity. It requires scale-up architecture. A start-up culture helps people launch...

Caribbean Business Strategy Finance & CFO Advisory Finance Transformation Finance Transformation & Performance Improvement Financial Strategy Financial Strategy & Value Creation Financial Transparency Fintech Go-to-Market Strategy Governance & Compliance Growth Strategy

From Start-Up to Scale-Up: What the Future of Venture Capital Means for the Caribbean

May 12, 2026by Dr Dawkins Brown

Executive Summary The global venture capital industry is undergoing a structural reset. Venture-backed companies are staying private for longer, exits are slowing, liquidity is becoming harder to achieve, secondary markets are emerging as an important private-market tool, and artificial intelligence is reshaping how companies are built, valued, funded, and scaled. For the Caribbean, the lesson...

The Single-Thread Borrower: Capital Structure Risk in Caribbean Enterprises

May 6, 2026by Dr Dawkins Brown

There is a Caribbean distribution business that I will call Meridian — a composite drawn from the actual files of multiple advisory engagements over the last decade, with all identifying details changed but every operational fact preserved. Meridian was started in 1989 by a husband-and-wife team. By 2024, it employed 187 people across two...

Business Advisory Business Continuity Business Continuity & Crisis Preparedness Corporate Finance Corporate Finance Advisory corporate restructuring Corporate Strategy Country Risk Intelligence Disaster Risk Financing Family Business Finance & CFO Advisory Resilience Frameworks Resilient Capital Series Risk Advisory firm in the caribbean Vulnerability Assessment

After Melissa: Why Capital Structure is Now a Caribbean Resilience Question

May 6, 2026by Dr Dawkins Brown

On the morning of 28 October 2025, Hurricane Melissa made landfall over Jamaica with sustained winds of 185 miles per hour. Its central pressure was the lowest ever recorded for an Atlantic hurricane at the moment of landfall. It was the most powerful storm ever to strike the island. Roofs were torn off, ground floors...

Finance & CFO Advisory Finance Transformation Finance Transformation & Performance Improvement Financial Regulation Financial Reporting & CFO Insights Financial Services Financial Services / Regulated Industries Regulatory & Compliance Regulatory & Standards Updates Regulatory Affairs Regulatory Compliance Risk & Compliance Risk & Compliance (GRC)Risk & Compliance)

Investor Protection in a Twin Peaks World: From Disclosure to Outcomes

May 4, 2026by Dr Dawkins Brown

The shift from disclosure to outcomes The most important conceptual shift in international investor protection over the past decade is the shift from disclosure-based to outcomes-based regulation. The shift sounds technical. Its operational implications are substantial. Under disclosure-based regulation, the regulatory framework requires regulated firms to disclose material features of products and services. Risk...

Compliance Compliance & Regulation Compliance & Risk Management compliance audit Continuous Auditing / Continuous Monitoring Controls & Assurance Readiness Controls & Governance Country Risk Intelligence Finance & CFO Advisory Governance & Assurance Governance & Compliance Governance & Disputes Governance Risk & Compliance Governance Risk and Compliance

From Sectoral Silos to Twin Peaks: Reading Jamaica’s 2026 Reform Correctly

May 2, 2026by Dr Dawkins Brown

When the Twin Peaks legislation is enacted in 2026, Jamaica will not be relabeling its regulators. It will be re-architecting how the entire financial system is supervised. Boards, securities dealers, insurers, pension trustees and listed issuers that read this reform as a name change will arrive at the cutover unprepared. Those that read it correctly...

Boards, Fiduciaries, and the Tokenized Balance Sheet: Governance and Board Oversight in the Caribbean

April 28, 2026by Dr Dawkins Brown

Editor’s Note This is the fourth article in a twelve-part Dawgen Global series introducing DAGAF™ — the Digital Asset Governance & Assurance Framework. Articles 1 through 3 established the inflection-point argument, mapped the foreign regulatory regimes, and set out the architecture of DAGAF™ itself. This article opens the pillar deep-dives, treating Pillar 1 — Governance...

AI & Automation AI and Cloud Integration AI Assurance & Auditing AI Assurance Auditors AI Governance & Compliance AI in Audit AI in Regulated Industries AI Risk & Governance AI Risk Management AI Standards & Certifications AI Strategy for Business Finance & CFO Advisory Finance & Margin Management Finance Automation Finance Transformation Finance Transformation & Performance Improvement Financial Advisory

AI in the Caribbean Finance Function: What CFOs, Controllers, and Audit Committees Must Do Now

April 26, 2026by Dr Dawkins Brown

IN THIS ARTICLE Reading time: 20 minutes The eighth article of twelve, and the third and final article of Act III. Article 6 specified what AI capability boards should authorise this year in Caribbean financial services. Article 7 addressed the human-capital consequence of those decisions across any AI-adopting institution. This article narrows back to...

Finance & CFO Advisory Finance & Margin Management Finance Automation Finance Transformation Finance Transformation & Performance Improvement Financial Advisory Financial Analysis SME / Entrepreneurship SME / Mid-Market Advisory SME & Mid-Market Advisory SME Finance SME Growth SME Services

SME Digital Finance Accelerator: Building the Finance Function Your Business Actually Needs

April 15, 2026by Dr Dawkins Brown

Executive Summary For many small and medium-sized enterprises, growth does not stall because ambition is weak. It stalls because the finance function cannot keep pace with the business. As revenue expands, product lines multiply, headcount rises, and customer expectations intensify, many SMEs continue relying on finance processes built for a much smaller operation. Spreadsheets buckle...

Inside the Numbers: How CSM Run-off, Risk Adjustment, and Onerous-Contract Testing Are Quietly Reshaping Earnings

From Start-Up Culture to Scale-Up Architecture: The Caribbean’s Next Innovation Challenge

From Start-Up to Scale-Up: What the Future of Venture Capital Means for the Caribbean

The Single-Thread Borrower: Capital Structure Risk in Caribbean Enterprises

After Melissa: Why Capital Structure is Now a Caribbean Resilience Question

Investor Protection in a Twin Peaks World: From Disclosure to Outcomes

From Sectoral Silos to Twin Peaks: Reading Jamaica’s 2026 Reform Correctly

AI in the Caribbean Finance Function: What CFOs, Controllers, and Audit Committees Must Do Now

June 3, 2026Board Minutes and Tax Substance: Why Documentation Can Make or Break a Holding Company Structure

June 3, 2026When Is a Holding Company a Conduit? Understanding Beneficial Ownership and Anti-Avoidance Risk

June 3, 2026Substance Beats Formality: What the Milan Tax Court’s Luxembourg Holding Ruling Means for Cross-Border Tax Planning

June 1, 2026The Hidden Systems Challenge of IFRS 20: Why Data, Controls and Audit Readiness Matter

June 1, 2026IFRS 20 and EBITDA: Why Lenders, Investors and Boards Must Pay Attention

Where to find us?

Dawgen Social links

Where to find us?

Dawgen Social links