Financial Services / Regulated Industries

Actuarial Advisory Actuarial Services Caribbean Business Advisory Caribbean Regulatory Affairs Compliance & Regulation Compliance & Regulatory Advisory Financial Services / Regulated Industries Financial Strategy IFRS & Financial Reporting IFRS 17 Insurance Insurance claim

Financial Reinsurance for Caribbean Carriers: A Practical Guide to Surplus Relief and Capital Optimisation

May 21, 2026by Dr Dawkins Brown

A practical guide to surplus relief and capital optimisation — the structures, the IFRS 17 treatment, the risk transfer test, and the regulator considerations regional boards should anticipate Financial reinsurance is one of the most powerful capital-management tools available to an insurer, and one of the least understood at Caribbean board level. Done well, it...

After Twin Peaks: A Caribbean Capital Market Worthy of International Capital

May 4, 2026by Dr Dawkins Brown

Eleven articles have set out the case for Twin Peaks, the international evidence base, the legislative reform package, and the operational readiness work the next twelve months require. This closing article steps back and addresses the question that gives the transition its meaning: what is all of this for. The answer cannot be the cutover...

Boardroom Readiness for Twin Peaks: Twelve Months to Build What the New Regime Will Require

May 4, 2026by Dr Dawkins Brown

The shape of the work The boardroom readiness work for Twin Peaks divides into five categories. Each category contains several sub-streams. The categories are governance, supervisory engagement, control functions, management information, and people. They are interlocking rather than sequential. A board that prioritises governance and defers supervisory engagement will discover during the first post-cutover supervisory...

The Legislative Reform Package: What the Twin Peaks Statutes Must Deliver

May 4, 2026by Dr Dawkins Brown

The legislative architecture decision The first and most consequential drafting choice is the legislative architecture itself. Article 6 of this series identified the South African Financial Sector Regulation Act of 2017 as a model — a single comprehensive statute that sets out the entire Twin Peaks framework, both peaks, the coordination mechanisms, the...

Finance & CFO Advisory Finance Transformation Finance Transformation & Performance Improvement Financial Regulation Financial Reporting & CFO Insights Financial Services Financial Services / Regulated Industries Regulatory & Compliance Regulatory & Standards Updates Regulatory Affairs Regulatory Compliance Risk & Compliance Risk & Compliance (GRC)Risk & Compliance)

Investor Protection in a Twin Peaks World: From Disclosure to Outcomes

May 4, 2026by Dr Dawkins Brown

The shift from disclosure to outcomes The most important conceptual shift in international investor protection over the past decade is the shift from disclosure-based to outcomes-based regulation. The shift sounds technical. Its operational implications are substantial. Under disclosure-based regulation, the regulatory framework requires regulated firms to disclose material features of products and services. Risk...

Audit and Assurance Services Banking & Financial Services Caribbean Business Caribbean Business Advisory Compliance & Regulatory Advisory Finance Transformation & Performance Improvement Financial Regulation Financial Reporting & CFO Insights Financial Services Financial Services / Regulated Industries Risk Management Risk Management & Governance

The Diagnosis Behind the Reform: Why Jamaica Chose Twin Peaks, and What It Must Now Deliver

May 2, 2026by Dr Dawkins Brown

What actually happened at SSL On 17 January 2023, a Jamaican investor went public with allegations that her investment account at Stocks and Securities Limited — a securities dealer regulated by the Financial Services Commission for over four decades — had been systematically drained over a period of years. Within days, what began as one...

Audit Expectation Gap Board & Audit Committee Compliance & Regulation Data Analytics & Audit Technology Dawgen IAVANTAGE™Financial Services / Regulated Industries Governance & Assurance Risk & Compliance)Strategy & Performance

Why Internal Audit Is the Most Undervalued Function in Your Organization — And How to Fix It

February 19, 2026by Dr Dawkins Brown

The Billion-Dollar Blind Spot Every year, organizations around the world invest billions of dollars in their Internal Audit functions. They hire talented professionals, purchase sophisticated audit management software, and dedicate significant board time to reviewing audit reports. And yet, when you ask most CEOs, CFOs, or board members whether Internal Audit is delivering maximum value...

Financial Services / Regulated Industries

Financial Reinsurance for Caribbean Carriers: A Practical Guide to Surplus Relief and Capital Optimisation

After Twin Peaks: A Caribbean Capital Market Worthy of International Capital

Boardroom Readiness for Twin Peaks: Twelve Months to Build What the New Regime Will Require

The Legislative Reform Package: What the Twin Peaks Statutes Must Deliver

Investor Protection in a Twin Peaks World: From Disclosure to Outcomes

The Diagnosis Behind the Reform: Why Jamaica Chose Twin Peaks, and What It Must Now Deliver

Why Internal Audit Is the Most Undervalued Function in Your Organization — And How to Fix It

June 3, 2026Board Minutes and Tax Substance: Why Documentation Can Make or Break a Holding Company Structure

June 3, 2026When Is a Holding Company a Conduit? Understanding Beneficial Ownership and Anti-Avoidance Risk

June 3, 2026Substance Beats Formality: What the Milan Tax Court’s Luxembourg Holding Ruling Means for Cross-Border Tax Planning

June 1, 2026The Hidden Systems Challenge of IFRS 20: Why Data, Controls and Audit Readiness Matter

June 1, 2026IFRS 20 and EBITDA: Why Lenders, Investors and Boards Must Pay Attention

Where to find us?

Dawgen Social links

Where to find us?

Dawgen Social links