Insurance claim

Internal Audit in Financial Services: A Caribbean Perspective

April 3, 2026by Dr Dawkins Brown

Why Financial Services Demands a Specialist Audit Lens No sector in the Caribbean economy places more demanding or more consequential requirements on internal audit than financial services. Banks, credit unions, insurance companies, securities dealers, and development finance institutions collectively hold and manage the savings, pensions, insurance protection, and investment assets of millions of Caribbean households...

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Societal Polarization in 2026: A Board-Level Risk to Workforce Stability, Brand Trust, and Business Continuity

February 1, 2026by Dr Dawkins Brown

Executive Summary Societal polarization is no longer just a “political climate” issue—it is a measurable enterprise risk that can disrupt operations, weaken talent retention, fracture stakeholder relationships, and trigger reputational or regulatory fallout. In the 2026 global risk landscape you shared (based on a survey of 1,300+ experts), societal polarization ranks among the leading risks...

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Insurance Optimisation: Parametric Options & Programme Redesign for the Next Season : A Dawgen RISE-360™ guide for Jamaica and the Caribbean

January 18, 2026by Dr Dawkins Brown

Recovery is not the end—it is the start of a better insurance programme. After a major hurricane, renewal conversations often default to premium hikes and higher deductibles. Organisations that win better outcomes come prepared with: (1) clean loss evidence and hardening proof, (2) re-calibrated sums insured grounded in today’s asset base and business model,...