Risk Management & Governance

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The Pension Fund Has the Same Problem You Do

September 6, 2026by Dr Dawkins Brown

One side holds duration it cannot use. The other needs duration it cannot obtain. In this region, they have never been properly introduced. The Endurance Capital Series, Part Three · The Dawgen Endurance Capital Framework™ A pension fund paying benefits in 2050 has an obligation twenty-five years long. To meet it without taking a...

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The Three Lines in Practice: Making Risk, Compliance, and Internal Audit Work Together

July 19, 2026by Dr Dawkins Brown

Article 6 closed with a one-page exercise: the assurance map, showing which of an organization’s principal risks carry continuous assurance, periodic assurance, or none at all. Boards that complete it honestly usually discover the same two things. First, some risks are assured twice — tested by internal audit, reviewed by compliance, monitored by risk...

corporate restructuring Corporate Strategy Corporate Structuring Dawgen Global Insights Family Business and Wealth Financial Restructuring Financial Services Financial Services / Regulated Industries Investment Strategy Investor & Stakeholder Confidence Jamaica International Financial Services Real Estate Development Risk Management Risk Management & Governance Risk Management & Resilience risk management in Caribbean restructuring Segregated Accounts Companies The Segregated Advantage

One Company, Many Fortresses: Why Jamaica’s Segregated Accounts Companies Act Changes Everything

July 12, 2026by Dr Dawkins Brown

For as long as most Jamaican business owners can remember, there has been exactly one reliable way to stop trouble in one venture from sinking another: incorporate a separate company for each. A developer with four projects formed four companies. A fund manager with six portfolios wrestled with structures that the law never quite supported....

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How to Manage Risk and Insurance in a Volatile Region

July 11, 2026by Dr Dawkins Brown

The Caribbean concentrates more risk per square mile than almost anywhere on earth — and most businesses meet it with an unread policy and a hope. Risk is not weather. It is a portfolio, and portfolios can be engineered. The Problem, Lived “Desmond” owns a twenty-four-room boutique hotel and restaurant on the coast of...

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AI Vendor Risk Management: The Hidden Exposure in Third-Party Platforms

July 5, 2026by Dr Dawkins Brown

The practitioner’s toolkit — vendor questions, contract clauses, and the five-step program EXECUTIVE SUMMARY Many organizations believe they are not yet exposed to AI risk because they have not deployed an internal AI model. That assumption is becoming dangerous: AI is now embedded in cloud platforms, CRM systems, accounting software, HR applications, cybersecurity tools,...

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Stress-Testing the Future: Building Resilience Before the Shock

June 27, 2026by Dr Dawkins Brown

A business plan is a single confident line into an uncertain future. Stress-testing fills the silence around it — answering not what we expect, but what would happen if we are wrong, and how wrong we can afford to be. Every business plan is a single confident line drawn into an uncertain future. It...

Actuarial Advisory Actuarial Services Governance Risk & Compliance Governance Risk and Compliance Governance-as-a-Service Caribbean GRC (Governance Insurance Insurance & Risk Transfer Insurance Advisory Insurance claim Risk Management & Governance Risk Management & Resilience

The Evolving Role of the Appointed Actuary in Caribbean Supervision

June 22, 2026by Dr Dawkins Brown

Once a signature at the back of an annual return, the appointed actuary is becoming a strategic guardian of solvency — and regional regulators are steadily raising the bar. For most of its history, the role of the appointed actuary was easy to summarise and easy to underestimate: value the policy liabilities, certify that...

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Every Valuation Is an Argument: Pension Valuation Governance for Caribbean Trustees

May 30, 2026by Dr Dawkins Brown

When a Caribbean trustee approves a pension valuation, they are not approving a fact. They are endorsing a chain of assumptions reached by someone else — and the governance question that matters is whether the board has seen the argument, or only the conclusion. This is the second of four papers in The...

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Email Authentication for the Caribbean Board: SPF, DKIM and DMARC Explained Without the Jargon

May 17, 2026by Dr Dawkins Brown

Article 1.2 of this series asked Caribbean boards whether they were running their business on personal email. This article is the technical follow-up that boards have largely been spared until now: three small entries in the firm’s domain settings — SPF, DKIM, and DMARC — that quietly decide whether the firm’s mailboxes can be impersonated....

Covenants Were Not Designed for Hurricanes: How to Stress-Test Loan Covenants Before They Stress-Test the Enterprise — and the Heat-Map That Surfaces the Dangerous Ones

May 7, 2026by Dr Dawkins Brown

Valley Green Agriproducts — the name is composite, the events are real — is a Caribbean integrated agribusiness group I have spent considerable time advising. The group operates approximately twelve thousand acres of fresh produce and tree-crop cultivation across two territories, runs three primary processing facilities, employs roughly six hundred and twenty staff at...

Older Posts

Risk Management & Governance

The Pension Fund Has the Same Problem You Do

The Three Lines in Practice: Making Risk, Compliance, and Internal Audit Work Together

One Company, Many Fortresses: Why Jamaica’s Segregated Accounts Companies Act Changes Everything

How to Manage Risk and Insurance in a Volatile Region

AI Vendor Risk Management: The Hidden Exposure in Third-Party Platforms

Stress-Testing the Future: Building Resilience Before the Shock

The Evolving Role of the Appointed Actuary in Caribbean Supervision

Email Authentication for the Caribbean Board: SPF, DKIM and DMARC Explained Without the Jargon

Covenants Were Not Designed for Hurricanes: How to Stress-Test Loan Covenants Before They Stress-Test the Enterprise — and the Heat-Map That Surfaces the Dangerous Ones

September 30, 2026Canada's Reversal and the Uncertain Road to Pillar One

September 29, 2026Digital Services Taxes and the Price of Gross Revenue

September 29, 2026Who Collects Tax When a Platform Sits in the Middle

September 29, 2026VAT at the Customer’s Doorstep: How Digital Tax Follows the Customer Across the Caribbean

September 29, 2026Jamaica's GCT on Foreign Digital Services: What Changes in 2027

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Where to find us?

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