Risk Management

DAGAF™DASSURE Engagement Quality DASSURE Framework Data Analytics Data Analytics & Audit Technology Integrated Assurance Internal audit Internal audit firm Internal Audit Services Internal Controls Risk Assurance & Advisory Risk Management Risk Management & Governance Risk Management & Resilience risk management in Caribbean restructuring

The Three Lines in Practice: Making Risk, Compliance, and Internal Audit Work Together

July 19, 2026by Dr Dawkins Brown

Article 6 closed with a one-page exercise: the assurance map, showing which of an organization’s principal risks carry continuous assurance, periodic assurance, or none at all. Boards that complete it honestly usually discover the same two things. First, some risks are assured twice — tested by internal audit, reviewed by compliance, monitored by risk...

corporate restructuring Corporate Strategy Corporate Structuring Dawgen Global Insights Family Business and Wealth Financial Restructuring Financial Services Financial Services / Regulated Industries Investment Strategy Investor & Stakeholder Confidence Jamaica International Financial Services Real Estate Development Risk Management Risk Management & Governance Risk Management & Resilience risk management in Caribbean restructuring Segregated Accounts Companies The Segregated Advantage

One Company, Many Fortresses: Why Jamaica’s Segregated Accounts Companies Act Changes Everything

July 12, 2026by Dr Dawkins Brown

For as long as most Jamaican business owners can remember, there has been exactly one reliable way to stop trouble in one venture from sinking another: incorporate a separate company for each. A developer with four projects formed four companies. A fund manager with six portfolios wrestled with structures that the law never quite supported....

Insurance Insurance & Risk Transfer Insurance Advisory Insurance claim Resilience Frameworks Risk & Compliance Risk & Compliance (GRC)Risk & Compliance)Risk & Resilience Risk Advisory Risk Advisory firm in Jamaica Risk Advisory firm in the caribbean Risk Advisory Services Risk and Compliance Risk Assurance & Advisory Risk Management Risk Management & Governance Risk Management & Resilience risk management in Caribbean restructuring

How to Manage Risk and Insurance in a Volatile Region

July 11, 2026by Dr Dawkins Brown

The Caribbean concentrates more risk per square mile than almost anywhere on earth — and most businesses meet it with an unread policy and a hope. Risk is not weather. It is a portfolio, and portfolios can be engineered. The Problem, Lived “Desmond” owns a twenty-four-room boutique hotel and restaurant on the coast of...

Actuarial Advisory Actuarial Services Investment Committees Pension Governance Performance and Insight Retail Advisory Risk & Compliance Risk & Compliance (GRC)Risk & Compliance)Risk Advisory Risk Advisory firm in Jamaica Risk Advisory firm in the caribbean Risk Assurance & Advisory Risk Management Risk Management & Governance

Every Valuation Is an Argument: Pension Valuation Governance for Caribbean Trustees

May 30, 2026by Dr Dawkins Brown

When a Caribbean trustee approves a pension valuation, they are not approving a fact. They are endorsing a chain of assumptions reached by someone else — and the governance question that matters is whether the board has seen the argument, or only the conclusion. This is the second of four papers in The...

Actuarial Advisory Insurance Insurance claim Regulatory Affairs Regulatory Compliance Reinsurance Advisory Risk Assurance & Advisory Risk Management Risk Management & Resilience risk management in Caribbean restructuring

The Caribbean Solvency Convergence: How Regional Capital Regimes Are Quietly Aligning

May 22, 2026by Dr Dawkins Brown

How regional capital regimes are quietly aligning, what cross-border insurers should be doing now to anticipate the convergence — and why the carriers that wait for the policy announcement will be the ones playing catch-up There is no Caribbean equivalent of Solvency II. There may never be one. But the regional capital regimes that...

Actuarial Advisory Actuarial Services Advisory Services Business Resilience Business Restructuring Business Strategy Business Strategy & Transformation Caribbean Business Advisory CFO Advisory & Finance IFRS & Financial Reporting IFRS 17 Reserving & Valuation Risk Advisory Services Risk Assurance & Advisory Risk Management risk management in Caribbean restructuring Tax Risk Management The Caribbean Resilience Playbook

IFRS 17, Three Years On: What Caribbean Insurers Got Right, What They Got Wrong, and What Comes Next

May 20, 2026by Dr Dawkins Brown

The technical transition is largely complete. The strategic transition is not. An honest assessment of where the region stands — and the five priorities for the next 24 months IFRS 17 became effective for accounting periods beginning 1 January 2023. For Caribbean insurers, that meant three years of implementation work, hundreds of millions in cumulative...

Actuarial Advisory Actuarial Services Risk Advisory firm in the caribbean Risk Advisory Services Risk Assurance & Advisory Risk Management

Predictive Underwriting in the Caribbean: Pharmacy Data, Mortality Models, and the Future of Life Pricing

May 20, 2026by Dr Dawkins Brown

What pharmacy claims, electronic health records, and behavioural data can tell underwriters that medical questionnaires never could — and why the Caribbean is closer to building these models than most boards realise Three years ago, the dominant question in U.S. life insurance underwriting was how to accelerate decisions without losing underwriting quality. The answer,...

Boardroom Perspectives Borderless Assurance Series Risk Management Risk Management & Governance risk management in Caribbean restructuring SMB Strategy SME / Entrepreneurship Strategy & Transformation Technology Technology Governance Technology Implementation Technology Strategy

Email Authentication for the Caribbean Board: SPF, DKIM and DMARC Explained Without the Jargon

May 17, 2026by Dr Dawkins Brown

Article 1.2 of this series asked Caribbean boards whether they were running their business on personal email. This article is the technical follow-up that boards have largely been spared until now: three small entries in the firm’s domain settings — SPF, DKIM, and DMARC — that quietly decide whether the firm’s mailboxes can be impersonated....

Covenants Were Not Designed for Hurricanes: How to Stress-Test Loan Covenants Before They Stress-Test the Enterprise — and the Heat-Map That Surfaces the Dangerous Ones

May 7, 2026by Dr Dawkins Brown

Valley Green Agriproducts — the name is composite, the events are real — is a Caribbean integrated agribusiness group I have spent considerable time advising. The group operates approximately twelve thousand acres of fresh produce and tree-crop cultivation across two territories, runs three primary processing facilities, employs roughly six hundred and twenty staff at...

Audit and Assurance Services Banking & Financial Services Caribbean Business Caribbean Business Advisory Compliance & Regulatory Advisory Finance Transformation & Performance Improvement Financial Regulation Financial Reporting & CFO Insights Financial Services Financial Services / Regulated Industries Risk Management Risk Management & Governance

The Diagnosis Behind the Reform: Why Jamaica Chose Twin Peaks, and What It Must Now Deliver

May 2, 2026by Dr Dawkins Brown

What actually happened at SSL On 17 January 2023, a Jamaican investor went public with allegations that her investment account at Stocks and Securities Limited — a securities dealer regulated by the Financial Services Commission for over four decades — had been systematically drained over a period of years. Within days, what began as one...

Older Posts

The Three Lines in Practice: Making Risk, Compliance, and Internal Audit Work Together

One Company, Many Fortresses: Why Jamaica’s Segregated Accounts Companies Act Changes Everything

How to Manage Risk and Insurance in a Volatile Region

IFRS 17, Three Years On: What Caribbean Insurers Got Right, What They Got Wrong, and What Comes Next

Email Authentication for the Caribbean Board: SPF, DKIM and DMARC Explained Without the Jargon

Covenants Were Not Designed for Hurricanes: How to Stress-Test Loan Covenants Before They Stress-Test the Enterprise — and the Heat-Map That Surfaces the Dangerous Ones

The Diagnosis Behind the Reform: Why Jamaica Chose Twin Peaks, and What It Must Now Deliver

August 26, 2026Your books are ready in March. Your decisions were needed in January

August 26, 2026The Borderless Finance Function™: Digital Accounting for Caribbean Businesses

August 26, 2026What It Would Take

August 26, 2026The Apex: What the Top Career Post Pays, and Why It Is the Hardest Figure to Compare

August 26, 2026Who the Public Service Employs: What an Establishment Schedule Reveals About How a State Is Staffed

Where to find us?

Dawgen Social links

Where to find us?

Dawgen Social links