Compliance & Regulation

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How to Plan Succession Before You Need It

July 10, 2026by Dr Dawkins Brown

A business that cannot outlive its founder was never an asset. It was a salary with staff — and succession planning is the work that turns it into something that can be inherited, sold, or led into its second generation. The Problem, Lived “Winston” is sixty-four, and for thirty years his name has been the...

Actuarial Advisory Actuarial Services Caribbean Business Advisory Caribbean Regulatory Affairs Compliance & Regulation Compliance & Regulatory Advisory Financial Services / Regulated Industries Financial Strategy IFRS & Financial Reporting IFRS 17 Insurance Insurance claim

Financial Reinsurance for Caribbean Carriers: A Practical Guide to Surplus Relief and Capital Optimisation

May 21, 2026by Dr Dawkins Brown

A practical guide to surplus relief and capital optimisation — the structures, the IFRS 17 treatment, the risk transfer test, and the regulator considerations regional boards should anticipate Financial reinsurance is one of the most powerful capital-management tools available to an insurer, and one of the least understood at Caribbean board level. Done well, it...

The Caribbean Cyber Hygiene Scorecard: Twenty-Five Items, Five Dimensions, One Quarterly Review

May 19, 2026by Dr Dawkins Brown

This is the closing article of Pillar 2 of the Caribbean Digital Foundations Series. Articles 2.1 through 2.5 built five operational disciplines: posture, access, data, continuity, and the third-party perimeter. This article produces the instrument that converts those five disciplines into a single composite measure the Caribbean SMB can actually track. The Caribbean Cyber Hygiene...

After Twin Peaks: A Caribbean Capital Market Worthy of International Capital

May 4, 2026by Dr Dawkins Brown

Eleven articles have set out the case for Twin Peaks, the international evidence base, the legislative reform package, and the operational readiness work the next twelve months require. This closing article steps back and addresses the question that gives the transition its meaning: what is all of this for. The answer cannot be the cutover...

Boardroom Readiness for Twin Peaks: Twelve Months to Build What the New Regime Will Require

May 4, 2026by Dr Dawkins Brown

The shape of the work The boardroom readiness work for Twin Peaks divides into five categories. Each category contains several sub-streams. The categories are governance, supervisory engagement, control functions, management information, and people. They are interlocking rather than sequential. A board that prioritises governance and defers supervisory engagement will discover during the first post-cutover supervisory...

The Legislative Reform Package: What the Twin Peaks Statutes Must Deliver

May 4, 2026by Dr Dawkins Brown

The legislative architecture decision The first and most consequential drafting choice is the legislative architecture itself. Article 6 of this series identified the South African Financial Sector Regulation Act of 2017 as a model — a single comprehensive statute that sets out the entire Twin Peaks framework, both peaks, the coordination mechanisms, the...

Capital Markets Capital Markets (Loans & Bonds)Capital Structure & Funding Caribbean advisory services Caribbean Business Advisory Compliance Compliance & Regulation Compliance & Regulatory Advisory Compliance & Risk Management Financial Regulation Financial Reporting & CFO Insights Financial Services Regulatory & Compliance Regulatory & Standards Updates Regulatory Affairs Regulatory Compliance

Measuring Jamaica Against IOSCO: A Principles-Based Diagnostic of the Jamaican Capital Market

May 4, 2026by Dr Dawkins Brown

Why the IOSCO Principles matter The International Organization of Securities Commissions is the global standard-setter for securities regulation. Its membership comprises the securities regulators of more than 130 jurisdictions, collectively responsible for over 95 per cent of the world’s securities markets. The IOSCO Objectives and Principles of Securities Regulation, first published in 1998 and...

Three Markets, Three Lessons: What South Africa, the Netherlands and New Zealand Teach the Caribbean

May 3, 2026by Dr Dawkins Brown

Why these three jurisdictions matter The two case studies that have already been examined in this series — Australia and the United Kingdom — are the headline references in international Twin Peaks literature. Both produced extensive operating evidence. Both have generated substantial post-implementation reform programmes. Both are well-documented in IMF Financial Sector Assessment Programs,...

The United Kingdom: From the FSA to the PRA and FCA — A Model in Continuous Reform

May 3, 2026by Dr Dawkins Brown

The United Kingdom adopted Twin Peaks in 2013 because its previous regulator had failed during the global financial crisis. Thirteen years later, the Prudential Regulation Authority and the Financial Conduct Authority operate the most actively reforming Twin Peaks regime in the world — pioneering outcomes-based conduct supervision through the Consumer Duty, embedding individual accountability through...

Australia: Twenty-Five Years of Twin Peaks — What Worked, and What Didn’t.

May 3, 2026by Dr Dawkins Brown

Australia is the country that named the Twin Peaks model and has lived with it the longest. Twenty-five years of operating data — through the Asian Financial Crisis, the global financial crisis, multiple stress events and the Hayne Royal Commission — make it the single most informative case study available to Caribbean policy-makers, regulators and...

How to Plan Succession Before You Need It

Financial Reinsurance for Caribbean Carriers: A Practical Guide to Surplus Relief and Capital Optimisation

The Caribbean Cyber Hygiene Scorecard: Twenty-Five Items, Five Dimensions, One Quarterly Review

After Twin Peaks: A Caribbean Capital Market Worthy of International Capital

Boardroom Readiness for Twin Peaks: Twelve Months to Build What the New Regime Will Require

The Legislative Reform Package: What the Twin Peaks Statutes Must Deliver

Measuring Jamaica Against IOSCO: A Principles-Based Diagnostic of the Jamaican Capital Market

Three Markets, Three Lessons: What South Africa, the Netherlands and New Zealand Teach the Caribbean

The United Kingdom: From the FSA to the PRA and FCA — A Model in Continuous Reform

Australia: Twenty-Five Years of Twin Peaks — What Worked, and What Didn’t.

July 22, 2026Internal Audit Meets Cybersecurity: A New Assurance Model for Caribbean Organisations

July 22, 2026The Cyber-Accountable Board: What Directors Must Know, Ask and Verify

July 21, 2026From Cybersecurity to Cyber Assurance: The Missing Link in Caribbean Risk Management

July 21, 2026Cybersecurity Is No Longer an IT Issue: Why Caribbean Boards Must Treat It as an Enterprise Risk

July 20, 2026Internal Audit in Public Bodies: Accountability, Compliance, and the Public Purse

Where to find us?

Dawgen Social links

Where to find us?

Dawgen Social links