Financial Management

Accounting & Finance Accounting and Financial Reporting accounting BPO Asset Management E·B·I·T·A Lens™Financial Management Financial Planning & Analysis Strategy & Performance

EBITDA or EBITA? The Difference Is the Cost of Standing Still

September 25, 2026by Dr Dawkins Brown

The Difference Is the Cost of Standing Still. IN BRIEF Two businesses can report the same EBITDA (earnings before interest, tax, depreciation and amortisation) and be worth very different amounts, because one must spend a large share of it every year simply to keep its buildings, vehicles and equipment standing. EBITA (earnings before interest, tax...

Finance Transformation Finance Transformation & Performance Improvement Financial Advisory Financial Analysis Financial Covenants Financial Management Financial Modelling Risk & Compliance (GRC)Risk & Internal Controls Risk Advisory firm in Jamaica Risk Advisory firm in the caribbean Risk and Compliance The Borderless Finance Function™The Caribbean Resilience Playbook

One login for finance, people and sales is not a convenience. It is a control.

September 19, 2026by Dr Dawkins Brown

When the ledger, the payroll and the pipeline are three systems, nobody can say who approved what without asking a person. Integration is not about saving keystrokes. It is about making authority a setting instead of a habit. IN SHORT An integrated business platform holds finance, people and operations in one data set under one...

Capital Access Capital Markets Capital Markets (Loans & Bonds)Capital Resilience Capital Structure Capital Structure & Funding Caribbean Business Strategy Caribbean Capital Markets Debt Management Financial Covenants Financial Management Financial Modelling Financial Planning & Analysis (FP&A)Financial Planning & Forecasting Financial Reporting Financial Resilience

Interest-Only Is Not Repayment-Never

September 8, 2026by Dr Dawkins Brown

The first objection to long-dated interest-only capital is that nobody ever repays it. The answer is a reserve, a glidepath and an election made two years early — and the arithmetic is less comfortable than the concept. The Endurance Capital Series, Part Seven · The Dawgen Endurance Capital Framework™ Every conversation about long-dated...

Borderless Assurance Series Borderless Finance Function Business Process Outsourcing Financial Management Foreign Exchange Management IFRS and Accounting Standards

Two currencies, one truth.

September 4, 2026by Dr Dawkins Brown

Multi-currency accounting and FX revaluation A business that sells in one currency and pays its wages in another is running a trading position whether it intends to or not. This article sets out which rate belongs on which transaction, what revaluation is actually for, and why the difference between the invoice and the money that...

accounting BPO Borderless Finance Function Business Advisory Cash Flow Management Financial Advisory Financial Management Financial Modelling

What a finance function is supposed to produce, and how often.

September 2, 2026by Dr Dawkins Brown

What should a finance department deliver monthly? Finance is the only function in most businesses with no defined output. This article sets out the full schedule — daily, weekly, monthly, quarterly and annual — with what each item is for, and the reader test that removes everything on the list which nobody actually uses. IN...

Accountants and accounting firm Accounting & Advisory Business Process Outsourcing Caribbean Accounting Firm Caribbean Advisory firm Finance Transformation & Performance Improvement Financial Advisory Financial Management The Borderless Finance Function™Virtual CFO Virtual CFO Services

Your books are ready in March. Your decisions were needed in January

August 26, 2026by Dr Dawkins Brown

How long should it take to close monthly accounts? Nine working days is achievable. Thirty to seventy-five is what most Caribbean businesses actually run. This article sets out where the difference comes from, what the delay costs, and how a digitally delivered finance function closes the gap. IN SHORT A monthly close should take nine...

Accountants and accounting firm Accountants and Auditors in Kingston Jamaica accounting BPO Caribbean Accountant Caribbean Accounting Firm Family Business Family Business Advisory Finance & CFO Advisory Finance Transformation Finance Transformation & Performance Improvement Financial Analysis Financial Management Financial Planning & Analysis (FP&A)Financial Planning & Forecasting

Build vs Buy: The Real Cost of Your Finance Function Compared

June 20, 2026by Dr Dawkins Brown

Hiring in-house looks like control; outsourcing looks like savings. Here is the true, all-in cost of each — and where the break-even actually sits. For most growing enterprises, buying an outsourced managed finance function costs less and delivers more than building an in-house team — until the business is large or complex enough to justify...

Board & Audit Committee Board & Audit Committee Insights Board Governance Board Leadership CFO Advisory & Finance CFO Advisory & Strategic Finance CFO Insights CFO Strategy & Finance Leadership Corporate Finance Corporate Finance Advisory corporate restructuring Financial Advisory Financial Management Financial Performance & Margin Financial Planning & Analysis (FP&A)

The Liquidity Stack: Why Cash Alone Is Not a Liquidity Strategy — and the Five-Tier Architecture That Replaces It

May 7, 2026by Dr Dawkins Brown

Tidewater Maritime Group — composite name, real engagement — is a Caribbean integrated shipping and logistics enterprise we have advised through three iterations of its capital structure. The group operates a fleet of seven container and break-bulk vessels covering inter-island routes between Jamaica, Trinidad, Barbados, and the Eastern Caribbean, plus terminal handling operations at three...

Enterprise Resource Planning (ERP)Enterprise Risk Enterprise Risk Management entrepreneurship & SME growth Finance & CFO Advisory Finance Automation Financial Management Financial Performance & Margin Financial Planning & Analysis (FP&A)

The Breaking Point: When Caribbean Enterprises Outgrow Their Accounting Software

March 9, 2026by Dr Dawkins Brown

Three Systems, Forty-Seven Spreadsheets, and Eight Days to Reconcile The CFO of a Caribbean distribution and trading group had a ritual she dreaded every month. On the first working day after month-end, her team of six finance professionals began the consolidation process. It took eight working days. Not because the team was slow or incompetent...

Complexity Is the Silent Profit Killer: How to Reduce SKU, Process, and Policy Complexity Without Losing Customers

February 12, 2026by Dr Dawkins Brown

How to Reduce SKU, Process, and Policy Complexity Without Losing Customers Executive Summary Most organisations pursue cost reduction by negotiating harder, cutting headcount, or freezing budgets. Yet one of the biggest cost drivers is often invisible: complexity. Complexity hides in product variants, SKUs, pricing rules, approval steps, supplier sprawl, reporting requirements, and “special cases” that...

Older Posts

EBITDA or EBITA? The Difference Is the Cost of Standing Still

Interest-Only Is Not Repayment-Never

Two currencies, one truth.

What a finance function is supposed to produce, and how often.

Build vs Buy: The Real Cost of Your Finance Function Compared

The Liquidity Stack: Why Cash Alone Is Not a Liquidity Strategy — and the Five-Tier Architecture That Replaces It

Complexity Is the Silent Profit Killer: How to Reduce SKU, Process, and Policy Complexity Without Losing Customers

October 18, 2026The Caribbean Is at the Foundation Stage of AI

October 15, 2026Grow Again Without Betting Your House: Sustainable Business Growth After Recovery

October 14, 2026Find the Core That Earns: A 100-Day Business Turnaround Strategy

October 14, 2026Take Back Control of Your Cash in 14 Days: A Business Recovery Guide

October 12, 2026Find the Cash Already Hiding in Your Business

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