Regulatory & Standards Updates

The United Kingdom: From the FSA to the PRA and FCA — A Model in Continuous Reform

May 3, 2026by Dr Dawkins Brown

The United Kingdom adopted Twin Peaks in 2013 because its previous regulator had failed during the global financial crisis. Thirteen years later, the Prudential Regulation Authority and the Financial Conduct Authority operate the most actively reforming Twin Peaks regime in the world — pioneering outcomes-based conduct supervision through the Consumer Duty, embedding individual accountability through...

Australia: Twenty-Five Years of Twin Peaks — What Worked, and What Didn’t.

May 3, 2026by Dr Dawkins Brown

Australia is the country that named the Twin Peaks model and has lived with it the longest. Twenty-five years of operating data — through the Asian Financial Crisis, the global financial crisis, multiple stress events and the Hayne Royal Commission — make it the single most informative case study available to Caribbean policy-makers, regulators and...

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The Practice Period: A Distinctive Caribbean Approach to Regulatory Transition

May 3, 2026by Dr Dawkins Brown

Most countries that have adopted Twin Peaks waited for the legislation before changing how they supervise. Jamaica is doing it differently. Two years before the statutes arrive, the Bank of Jamaica and the Financial Services Commission are operating a structured Practice Period — joint examinations, jointly developed standards, capacity-building, cultural alignment — that builds the...

Boards, Fiduciaries, and the Tokenized Balance Sheet: Governance and Board Oversight in the Caribbean

April 28, 2026by Dr Dawkins Brown

Editor’s Note This is the fourth article in a twelve-part Dawgen Global series introducing DAGAF™ — the Digital Asset Governance & Assurance Framework. Articles 1 through 3 established the inflection-point argument, mapped the foreign regulatory regimes, and set out the architecture of DAGAF™ itself. This article opens the pillar deep-dives, treating Pillar 1 — Governance...

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Independence: The Cornerstone of Internal Audit Credibility

April 1, 2026by Dr Dawkins Brown

The One Quality Internal Audit Cannot Afford to Lose Of all the attributes that define a high-performing internal audit function — technical competence, methodological rigour, technological capability, and communication effectiveness — independence stands alone as the one quality whose absence cannot be compensated for by any other strength. An internal auditor who lacks independence...

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The Strategic Imperative of Internal Audit: Why Every Organisation Needs a Robust IA Function

April 1, 2026by Dr Dawkins Brown

The Unsung Guardian of Organisational Value In boardrooms across the Caribbean and beyond, few functions are as misunderstood — or as underutilised — as internal audit. To some executives, it is a compliance checkbox. To others, it is a relic of bureaucratic governance. Yet to organisations that have suffered catastrophic failures of oversight, it...

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The Regulatory Examination: How Caribbean Financial Institutions Can Turn Regulatory Scrutiny into Governance Strength

March 4, 2026by Dr Dawkins Brown

The Examination That Changed Everything The board of a Caribbean credit union with assets of approximately US$180 million received a letter from its prudential regulator on a Monday morning in January. The letter advised that the regulator would be conducting a comprehensive on-site examination commencing in six weeks. The examination would cover governance and...

Business Intelligence (BI)Business Performance & Analytics Regulatory & Standards Updates Supply Chain & Procurement Risk supply chain management Supply Chain Strategies Sustainability Assurance (ISSA 5000)Sustainable Finance Tariffs & Customs Tariffs & Supply Chain Trade Trade & Tariffs Treasury & Cash Management

Dynamic Pricing in a Tariff-Volatile World: Building Systems That Adjust in Real Time

February 23, 2026by Dr Dawkins Brown

A Dawgen Global Advisory Perspective on the Technology, Data, and Organizational Architecture for Responsive Tariff-Era Pricing When the Speed of Change Outpaces the Speed of Decision In the preceding articles of this series, we have built a comprehensive strategic foundation: understanding the tariff landscape, mastering tariff mechanics, embracing value-based pricing philosophy, navigating the pass-through...

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When Email Goes Down, Business Stops: The Case for Always-On Communication

February 11, 2026by Dr Dawkins Brown

Why email downtime is one of the most underestimated business risks—and how forward-thinking organisations are building resilience into their communications infrastructure. The Silent Dependency Email is so deeply embedded in the daily operations of modern businesses that it has become almost invisible. It is the channel through which contracts are negotiated, client relationships are managed,...

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State-Based Armed Conflict: Building Business Continuity and Crisis Response That Actually Works in 2026

February 1, 2026by Dr Dawkins Brown

Executive summary The World Economic Forum’s Global Risks Report 2026 ranks State-based armed conflict as the #2 global risk most likely to trigger a material crisis in 2026, selected by 14% of respondents—just behind Geoeconomic confrontation (18%). For business leaders, “armed conflict” is often misread as a distant geopolitical issue. In reality, it propagates into...

The United Kingdom: From the FSA to the PRA and FCA — A Model in Continuous Reform

Australia: Twenty-Five Years of Twin Peaks — What Worked, and What Didn’t.

The Practice Period: A Distinctive Caribbean Approach to Regulatory Transition

Independence: The Cornerstone of Internal Audit Credibility

The Strategic Imperative of Internal Audit: Why Every Organisation Needs a Robust IA Function

The Regulatory Examination: How Caribbean Financial Institutions Can Turn Regulatory Scrutiny into Governance Strength

Dynamic Pricing in a Tariff-Volatile World: Building Systems That Adjust in Real Time

State-Based Armed Conflict: Building Business Continuity and Crisis Response That Actually Works in 2026

June 3, 2026Board Minutes and Tax Substance: Why Documentation Can Make or Break a Holding Company Structure

June 3, 2026When Is a Holding Company a Conduit? Understanding Beneficial Ownership and Anti-Avoidance Risk

June 3, 2026Substance Beats Formality: What the Milan Tax Court’s Luxembourg Holding Ruling Means for Cross-Border Tax Planning

June 1, 2026The Hidden Systems Challenge of IFRS 20: Why Data, Controls and Audit Readiness Matter

June 1, 2026IFRS 20 and EBITDA: Why Lenders, Investors and Boards Must Pay Attention

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