Climate Risk

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Parametric Insurance: Will Your Trigger Actually Pay?

August 2, 2026by Dr Dawkins Brown

IN BRIEF Parametric cover pays on a measured index rather than on an assessment of damage. That is what makes it fast, and it is also the source of every difficulty it creates. An earlier article in this series dealt with how much risk to retain, insure or leave unfunded. This one is about...

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The actuarial case for caribbean climate resilience

July 31, 2026by Dr Dawkins Brown

IN BRIEF Caribbean organisations cannot influence how often hurricanes form or how intense they become. That is the part of climate risk most discussion concentrates on, and it is the only part that is not a management decision. What is decided — deliberately or by default — is what the organisation owns and where,...

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Actuarial science beyond insurance and pensions

July 31, 2026by Dr Dawkins Brown

IN BRIEF Actuarial technique is not a service for insurers. It is a method for putting a number on uncertainty — and most organisations are already carrying uncertainty they have priced by assumption rather than by measurement. Three worked cases follow: an extended warranty, a receivables book and an inventory decision. None involves an...

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Resilience Is Not Immunity: A Caribbean Boardroom Playbook for 2026

May 8, 2026by Dr Dawkins Brown

Earlier this year, the Inter-American Development Bank published its 2026 Latin American and Caribbean Macroeconomic Report under the title Resilience and Growth Prospects in a Shifting Global Economy. It is one of the most important documents Caribbean entrepreneurs will read this year. The headline finding is genuinely good news: the region has entered 2026 with...

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Climate-Proofing Your Balance Sheet: Financial Resilience in the Age of Category 5 Storms

April 12, 2026by Dr Dawkins Brown

The Climate Has Changed — Have Your Financial Plans? In June 2024, Hurricane Beryl formed as the earliest Category 5 hurricane in recorded meteorological history — breaking intensity records for both June and July as it carved a path of destruction through the Eastern Caribbean. In November 2025, Hurricane Melissa struck Jamaica with estimated damage...

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Climate Risk and the Caribbean Enterprise: Understanding Physical Risk, Transition Risk, and the TCFD Disclosure Framework

April 6, 2026by Dr Dawkins Brown

The Caribbean Is at the Frontline of Climate Risk No region on earth carries a heavier climate risk burden relative to its economic size than the Caribbean. The annual hurricane season — which intensifies with each degree of ocean warming — brings existential risk to infrastructure, agriculture, and tourism assets that took decades to build...

Parametric Insurance: Will Your Trigger Actually Pay?

Actuarial science beyond insurance and pensions

Resilience Is Not Immunity: A Caribbean Boardroom Playbook for 2026

Climate-Proofing Your Balance Sheet: Financial Resilience in the Age of Category 5 Storms

Climate Risk and the Caribbean Enterprise: Understanding Physical Risk, Transition Risk, and the TCFD Disclosure Framework

August 26, 2026Your books are ready in March. Your decisions were needed in January

August 26, 2026The Borderless Finance Function™: Digital Accounting for Caribbean Businesses

August 26, 2026What It Would Take

August 26, 2026The Apex: What the Top Career Post Pays, and Why It Is the Hardest Figure to Compare

August 26, 2026Who the Public Service Employs: What an Establishment Schedule Reveals About How a State Is Staffed

Where to find us?

Dawgen Social links

Where to find us?

Dawgen Social links