The Actuarial Advantage™

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Parametric Insurance: Will Your Trigger Actually Pay?

August 2, 2026by Dr Dawkins Brown

IN BRIEF Parametric cover pays on a measured index rather than on an assessment of damage. That is what makes it fast, and it is also the source of every difficulty it creates. An earlier article in this series dealt with how much risk to retain, insure or leave unfunded. This one is about...

Accounting and Financial Reporting Actuarial Advisory Actuarial Services Advisory Services IFRS and IAS Standards Pensions and Retirement The Actuarial Advantage™Third-Party Risk Management Thought Leadership (IAVANTAGE™ Series)

IAS 19: The Employee Benefit Liability Hidden Behind Payroll

August 2, 2026by Dr Dawkins Brown

IN BRIEF Most employers know what their workforce costs them this year, because it moves through payroll. Far fewer know what their workforce promises are worth, because those promises mature over decades and only a portion of them is ever measured. This article works through one employer: 480 staff, 95 retirees on a medical plan,...

Actuarial Advisory Actuarial Services CARISK Thought Leadership Series Pension and Employee Benefits Pension Governance Risk & Compliance Risk & Resilience The Actuarial Advantage™Third-Party Risk Management

Is Your Pension Plan Sustainable? Why the Funding Ratio Is Not Enough

August 2, 2026by Dr Dawkins Brown

IN BRIEF Most trustee and board discussion of a pension plan begins and ends with the funding ratio. It is the wrong number to end on — not because it is inaccurate, but because it describes one day and says nothing about whether the plan recovers from it. Three questions matter more. How mature...

Actuarial Advisory Actuarial Services Climate & Transition Strategy Climate Action Climate and Catastrophe Risk Climate Resilience Climate Resilience & Adaptation Climate Risk The Actuarial Advantage™The Caribbean Resilience Playbook

The actuarial case for caribbean climate resilience

July 31, 2026by Dr Dawkins Brown

IN BRIEF Caribbean organisations cannot influence how often hurricanes form or how intense they become. That is the part of climate risk most discussion concentrates on, and it is the only part that is not a management decision. What is decided — deliberately or by default — is what the organisation owns and where,...

Actuarial Advisory Actuarial Services Business Resilience Corporate Finance Advisory Corporate Finance and Transactions Cybersecurity and Technology Risk The Actuarial Advantage™The Caribbean Resilience Playbook

Quantifying the risks hidden in strategic plans

July 31, 2026by Dr Dawkins Brown

IN BRIEF A strategic plan is a set of assumptions with a financial statement attached. The assumptions are usually reasonable. The problem is that they are recorded as inputs rather than as uncertainties, and once a number enters the model nobody revisits who chose it or what it would take to be wrong. This article...

Actuarial Advisory Actuarial Services Advisory Caribbean Advisory firm Climate and Catastrophe Risk Climate Resilience & Adaptation Climate Risk Corporate Finance and Transactions Cybersecurity and AI Governance Human Capital and Employee Benefits The Actuarial Advantage™

Actuarial science beyond insurance and pensions

July 31, 2026by Dr Dawkins Brown

IN BRIEF Actuarial technique is not a service for insurers. It is a method for putting a number on uncertainty — and most organisations are already carrying uncertainty they have priced by assumption rather than by measurement. Three worked cases follow: an extended warranty, a receivables book and an inventory decision. None involves an...

The Actuarial Advantage™

Parametric Insurance: Will Your Trigger Actually Pay?

IAS 19: The Employee Benefit Liability Hidden Behind Payroll

Quantifying the risks hidden in strategic plans

Actuarial science beyond insurance and pensions

September 14, 2026You Cannot Govern What You Do Not Know Exists: The TRUST360™ AI Governance Framework

September 14, 2026Nobody Signed a Contract for This: Bringing AI Spending Under Financial Control

September 13, 2026When the Agent Acts, the Organization Is Still Accountable

September 13, 2026Why Annual Cybersecurity Assessments Are No Longer Enough

September 8, 2026Interest-Only Is Not Repayment-Never

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Where to find us?

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