Climate Resilience & Adaptation

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Parametric Insurance: Will Your Trigger Actually Pay?

August 2, 2026by Dr Dawkins Brown

IN BRIEF Parametric cover pays on a measured index rather than on an assessment of damage. That is what makes it fast, and it is also the source of every difficulty it creates. An earlier article in this series dealt with how much risk to retain, insure or leave unfunded. This one is about...

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The actuarial case for caribbean climate resilience

July 31, 2026by Dr Dawkins Brown

IN BRIEF Caribbean organisations cannot influence how often hurricanes form or how intense they become. That is the part of climate risk most discussion concentrates on, and it is the only part that is not a management decision. What is decided — deliberately or by default — is what the organisation owns and where,...

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Actuarial science beyond insurance and pensions

July 31, 2026by Dr Dawkins Brown

IN BRIEF Actuarial technique is not a service for insurers. It is a method for putting a number on uncertainty — and most organisations are already carrying uncertainty they have priced by assumption rather than by measurement. Three worked cases follow: an extended warranty, a receivables book and an inventory decision. None involves an...

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Resilience Is Not Immunity: A Caribbean Boardroom Playbook for 2026

May 8, 2026by Dr Dawkins Brown

Earlier this year, the Inter-American Development Bank published its 2026 Latin American and Caribbean Macroeconomic Report under the title Resilience and Growth Prospects in a Shifting Global Economy. It is one of the most important documents Caribbean entrepreneurs will read this year. The headline finding is genuinely good news: the region has entered 2026 with...

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Embedding ESG Governance and IFRS Sustainability Reporting in a Caribbean Manufacturing Group

April 18, 2026by Dr Dawkins Brown

Anchored by SUSTAIN360°™ — Dawgen Global’s Caribbean ESG and Sustainability Framework C | Context A Caribbean manufacturing group, with operations across four jurisdictions and meaningful export exposure, had reached the point at which ESG was no longer an optional reputational topic but a convergence of material commercial, regulatory, and capital-access pressures. International customers, particularly those...

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Climate-Proofing Your Balance Sheet: Financial Resilience in the Age of Category 5 Storms

April 12, 2026by Dr Dawkins Brown

The Climate Has Changed — Have Your Financial Plans? In June 2024, Hurricane Beryl formed as the earliest Category 5 hurricane in recorded meteorological history — breaking intensity records for both June and July as it carved a path of destruction through the Eastern Caribbean. In November 2025, Hurricane Melissa struck Jamaica with estimated damage...

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Energy Transition and Net Zero: The Caribbean Pathway to a Low-Carbon, Energy-Independent Future

April 6, 2026by Dr Dawkins Brown

The Energy Transition Is the Caribbean’s Greatest ESG Opportunity The Caribbean has a relationship with energy that is simultaneously one of its greatest economic vulnerabilities and one of its most compelling strategic opportunities. For decades, Caribbean economies have been among the most fossil fuel-dependent in the world — importing petroleum products at prices that consume...

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Climate Risk and the Caribbean Enterprise: Understanding Physical Risk, Transition Risk, and the TCFD Disclosure Framework

April 6, 2026by Dr Dawkins Brown

The Caribbean Is at the Frontline of Climate Risk No region on earth carries a heavier climate risk burden relative to its economic size than the Caribbean. The annual hurricane season — which intensifies with each degree of ocean warming — brings existential risk to infrastructure, agriculture, and tourism assets that took decades to build...

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Climate Risk & Disasters: What Caribbean Boards Cannot Afford to Ignore

March 16, 2026by Dr Dawkins Brown

How the IDB’s 2026 disaster and environment data reframes climate as a boardroom risk management priority The Caribbean sits at the epicentre of one of the most significant findings in the IDB’s 2026 Data Wall: disaster frequency and financial costs are both rising, governance of disaster risk is only slowly improving, and the overwhelming majority...

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Climate Risk and the Caribbean Enterprise: Beyond the Hurricane

March 8, 2026by Dr Dawkins Brown

The Buyer Who Asked a Question the Exporter Had Never Considered The export manager of a Caribbean agricultural company that grew and processed specialty spices for international markets received an email from the company’s largest buyer — a European food ingredients corporation that purchased approximately forty per cent of the company’s annual production. The email...

Older Posts

Climate Resilience & Adaptation

Parametric Insurance: Will Your Trigger Actually Pay?

Actuarial science beyond insurance and pensions

Resilience Is Not Immunity: A Caribbean Boardroom Playbook for 2026

Embedding ESG Governance and IFRS Sustainability Reporting in a Caribbean Manufacturing Group

Climate-Proofing Your Balance Sheet: Financial Resilience in the Age of Category 5 Storms

Energy Transition and Net Zero: The Caribbean Pathway to a Low-Carbon, Energy-Independent Future

Climate Risk and the Caribbean Enterprise: Understanding Physical Risk, Transition Risk, and the TCFD Disclosure Framework

Climate Risk & Disasters: What Caribbean Boards Cannot Afford to Ignore

Climate Risk and the Caribbean Enterprise: Beyond the Hurricane

September 8, 2026Interest-Only Is Not Repayment-Never

September 8, 2026The Covenant That Breaks You in a Downturn

September 7, 2026Your Earnings Are Probably Higher Than You Think

September 7, 2026Not Everything on the Balance Sheet Is Security

September 6, 2026The Pension Fund Has the Same Problem You Do

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Where to find us?

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