Financial Services

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The Credit Tightrope: Understanding the Power of Underwriting Standards in Housing Accessibility

May 11, 2025by Dr Dawkins Brown

Walking the Credit Line In the modern housing market, access to homeownership is increasingly determined not just by a buyer’s willingness or even ability to pay, but by their ability to meet a series of highly technical lending criteria. Among the most influential—and often misunderstood—are underwriting standards, especially front-end mortgage payment-to-income ratios (PTIs). These standards,...

Business Coaching Business Development Consulting Firm Consulting Services corporate restructuring Corporate Strategy ESG advisory firms Caribbean ESG reporting Caribbean Financial Analysis Financial Services Financial Strategy Global economy HR Consulting

Private Sector Participation in Guyana’s Growth: Financing, Inflation, and the Role of Banks

May 8, 2025by Dr Dawkins Brown

Guyana’s economy is expanding at an extraordinary pace, driven by unprecedented oil discoveries and rapidly increasing production. While the public sector is utilizing petroleum revenues to boost infrastructure and social services, the full potential of this transformation hinges on the private sector’s ability to thrive, invest, and scale. A dynamic and inclusive economy cannot be...

Financial Services Financial Strategy HR Consulting HR Digital HR Outsourcing Management Consultants Management Consultants in Jamaica Performance Consulting Performance Management

Top 5 Takeaways from the 2024 OECD Taxing Wages Report for Caribbean Professionals

May 2, 2025by Dr Dawkins Brown

Each year, the OECD’s Taxing Wages report provides a comprehensive view of how tax and benefit systems influence the net take-home pay of employees across its member countries. The 2024 edition offers particularly valuable insights for professionals, policymakers, and employers in the Caribbean, where labor market reforms and fiscal modernization are becoming increasingly urgent. As...

accountants and auditors Advisory Services Business Coaching Financial Analysis Financial Services Financial Strategy Global economy Management Consultants Management Consultants in Jamaica Marketing Services

Navigating 30+ Years of Global Equity Returns: A Regional Perspective on Market Resilience and Transformation

May 2, 2025by Dr Dawkins Brown

Over the past three decades, global equity markets have witnessed dramatic cycles of boom, bust, and recovery. From the euphoria of the dot-com era to the scars of the global financial crisis and the uncharted turbulence of the COVID-19 pandemic, equity performance has painted a vivid narrative of economic transformation across regions. Using MSCI indexes...

Data Protection Digital Transformation Digitalization Financial Analysis Financial Services

How SMEs Can Prepare for Digital Payment Innovations in the Caribbean

April 29, 2025by Dr Dawkins Brown

The New Era of Payments in the Caribbean The way businesses transact is undergoing a massive transformation.In the Caribbean, digital payment innovations — from e-wallets to mobile banking apps — are reshaping commerce at an unprecedented pace. Small and medium-sized enterprises (SMEs) must recognize that consumer expectations, fintech disruption, and regulatory changes are making digital...

Accountants and accounting firm accountants and auditors Accountants and Auditors in Kingston Jamaica Advisory Services Financial Analysis Financial Services Financial Strategy

Mastering Cash Flow: Professional Accounts Payable and Debtors Management

April 24, 2025by Dr Dawkins Brown

In today’s fast-moving business environment, cash flow is more than just a financial metric—it’s the lifeblood of your operations. A company’s ability to manage its inflows and outflows effectively can determine whether it thrives or merely survives. At the heart of this dynamic lies two core functions: Accounts Payable (AP) and Accounts Receivable (AR). When...

accountants and auditors Financial Analysis Financial Services Financial Strategy Tax Firm Tax Planning Services Taxation Services

Brazil’s 2025 Dividend Tax Reform: Key Implications for Individuals and Holding Companies

April 21, 2025by Dr Dawkins Brown

Brazil is on the verge of implementing a landmark overhaul of its dividend taxation system, poised to affect both domestic and international investors. On March 18, 2025, the country’s Executive Branch submitted Bill No. 1,087/25 to the Legislative Branch, outlining sweeping changes to individual income tax and dividend taxation. If enacted, these changes will come...

Advisory Services Financial Analysis Financial Services Management Consultants Management Consultants in Jamaica Marketing Services Performance Consulting Performance Management Risk Advisory Services Strategic Planning supply chain management Supply Chain Strategies

Tariff Tensions and Demand Dynamics: How Elasticity Shapes the Fallout

April 13, 2025by Dr Dawkins Brown

In today’s volatile global economy, tariffs—once simple tools of trade regulation—have evolved into powerful levers of geopolitical influence. With U.S. tariffs on Chinese imports reaching up to 145% and China responding with tariffs ranging from 84% to 125%, businesses and consumers are feeling the shockwaves. But not all goods respond the same way. The critical...

Advisory Services Consulting Firm Consulting Services Corporate Strategy Financial Services Financial Strategy Global economy

Tariffs and Trade Reality: What Happens When Nations Stop Buying?

April 12, 2025by Dr Dawkins Brown

The global economy is increasingly shaped by geopolitical tension, economic nationalism, and tit-for-tat tariff battles. A dramatic example of this is unfolding between the United States and China. In 2025, the U.S. clarified that tariffs on Chinese imports have surged to 145%, triggering a retaliatory move from China’s Ministry of Finance, which imposed counter-tariffs ranging...

Accountants and accounting firm accounting firm Accounting Software Enterprise Resource Planning (ERP)Financial Analysis Financial Services key performance indicators (KPI)Performance Consulting Performance Management

Numbers with Purpose: Leveraging KPIs to Align Financial Performance and Strategic Goals

April 12, 2025by Dr Dawkins Brown

In today’s fast-paced business landscape, your finance and accounting function should do more than process transactions—it should drive strategic decision-making, improve efficiency, and enhance profitability. At Dawgen Global, we specialize in helping organizations transform their finance teams into engines of insight and impact using Key Performance Indicators (KPIs). Unlocking the Strategic Power of KPIs Key...

Newer Posts

Older Posts

The Credit Tightrope: Understanding the Power of Underwriting Standards in Housing Accessibility

Private Sector Participation in Guyana’s Growth: Financing, Inflation, and the Role of Banks

Top 5 Takeaways from the 2024 OECD Taxing Wages Report for Caribbean Professionals

Navigating 30+ Years of Global Equity Returns: A Regional Perspective on Market Resilience and Transformation

How SMEs Can Prepare for Digital Payment Innovations in the Caribbean

Mastering Cash Flow: Professional Accounts Payable and Debtors Management

Brazil’s 2025 Dividend Tax Reform: Key Implications for Individuals and Holding Companies

Tariff Tensions and Demand Dynamics: How Elasticity Shapes the Fallout

Tariffs and Trade Reality: What Happens When Nations Stop Buying?

May 19, 2026Identity and Access Management for the Caribbean SMB

May 18, 2026The Caribbean Cybersecurity Posture: Beyond Antivirus

May 17, 2026From Personal Inbox to Professional Brand: A Migration Playbook for Caribbean Family Businesses

May 17, 2026Email Authentication for the Caribbean Board: SPF, DKIM and DMARC Explained Without the Jargon

May 17, 2026The First 90 Minutes Online: A Caribbean Start-Up Digital Identity Checklist

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