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Underwriting with Confidence: Bias, Drift, and Explainability in AI Insurance Models
December 5, 2025by Dr Dawkins Brown
How Caribbean insurers can scale AI in underwriting, pricing, and claims—without inviting regulatory or reputational risk Executive summary AI is now embedded across the insurance value chain: triaging submissions, predicting loss propensity, pricing micro-segments, flagging suspicious claims, and powering customer service copilots. Done right, it improves loss ratios, grows profitable segments, accelerates cycle times,...
