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Cybersecurity for Regulated Caribbean Enterprises: Compliance as a Foundation, Not a Ceiling

  The Examination Finding That Changed Everything The chief executive of a Caribbean insurance company with approximately US$120 million in gross written premium and operations across three territories received the regulatory examination report on a Tuesday morning. The examination had been conducted six weeks earlier by the financial services regulator as part of its routine...

Ransomware in the Region: Lessons from Recent Caribbean Cyberattacks and a Blueprint for Recovery

  Seventy-Two Hours in the Dark At 2:47 AM on a Wednesday, the night shift operator at a 180-bed regional hospital serving three Caribbean parishes noticed something unusual. The electronic health records system was responding with extraordinary slowness, screens taking minutes to load patient files that normally appeared instantly. By 3:15 AM, the system had...

The $847,000 Email: How a Trinidad Manufacturing Firm Lost Everything to Ransomware

  Picture a Tuesday morning at 9:47 AM. The CFO of a successful Caribbean manufacturing company opens what appears to be a routine invoice from a long-time supplier. The email looks legitimate—correct company logo, familiar sender name, professional formatting. She clicks the attachment. Within 12 minutes, every file on the company’s network begins encrypting. Customer...

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