Articles

Recovery Velocity Score™: How Fast Can Your Capital Architecture Recover?

The most consequential observation from our advisory work over the eighteen months since Hurricane Melissa is the one we did not expect to be making. We expected, going into the post-Melissa recovery period, that the Caribbean enterprises with the strongest pre-stress capital architectures would produce the strongest recoveries. We expected the diagnostics already established in...

Advisory & Consulting Corporate Finance & M&A Crisis & Resilience ESG & Sustainability Risk & Compliance

Bank-Plus-Bond-Plus-Guarantees: Building a Resilient Caribbean Capital Source Mix

May 8, 2026by Dr Dawkins Brown

Caymas Holdings Limited — the name is composite, the structure is real and recognisable across the regional conglomerate landscape — is a Caribbean integrated consumer-goods enterprise that has been my advisory work intermittently over a number of years. The group sits at approximately US$280 million in consolidated revenue and operates across three principal business lines....

Accounting & BPO Board & Governance Corporate Finance & M&A Crisis & Resilience Financial Services Regulatory & Standards Risk & Compliance Strategy & Transformation

Covenants Were Not Designed for Hurricanes: How to Stress-Test Loan Covenants Before They Stress-Test the Enterprise — and the Heat-Map That Surfaces the Dangerous Ones

May 7, 2026by Dr Dawkins Brown

Valley Green Agriproducts — the name is composite, the events are real — is a Caribbean integrated agribusiness group I have spent considerable time advising. The group operates approximately twelve thousand acres of fresh produce and tree-crop cultivation across two territories, runs three primary processing facilities, employs roughly six hundred and twenty staff at...

Board & Governance Corporate Finance & M&A Dawgen Frameworks & Series Leadership & Careers Regulatory & Standards

Maturity Mismatch: The Silent Killer of Caribbean Balance Sheets — and the Discipline of Walking the Wall Before It Arrives

May 6, 2026by Dr Dawkins Brown

There is a Caribbean hospitality group I will call Cascade Resorts — a composite drawn from advisory engagements with regional hotel operators, with all identifying details changed but every operational and balance sheet fact preserved. Cascade operates four properties across two Caribbean territories, employs approximately 920 staff, generates annual revenue of US$78 million, and earns...

Advisory & Consulting Corporate Finance & M&A Dawgen Frameworks & Series ESG & Sustainability IT & Digital Transformation Strategy & Transformation

The Single-Thread Borrower: Capital Structure Risk in Caribbean Enterprises

May 6, 2026by Dr Dawkins Brown

There is a Caribbean distribution business that I will call Meridian — a composite drawn from the actual files of multiple advisory engagements over the last decade, with all identifying details changed but every operational fact preserved. Meridian was started in 1989 by a husband-and-wife team. By 2024, it employed 187 people across two...

Advisory & Consulting Corporate Finance & M&A Crisis & Resilience Cybersecurity & Data Protection Dawgen Frameworks & Series Risk & Compliance Strategy & Transformation

After Melissa: Why Capital Structure is Now a Caribbean Resilience Question

May 6, 2026by Dr Dawkins Brown

On the morning of 28 October 2025, Hurricane Melissa made landfall over Jamaica with sustained winds of 185 miles per hour. Its central pressure was the lowest ever recorded for an Atlantic hurricane at the moment of landfall. It was the most powerful storm ever to strike the island. Roofs were torn off, ground floors...

AI & Emerging Technology Board & Governance

Credit Union Member Share Digitisation: Tokenization Inside the Cooperative Movement

May 6, 2026by Dr Dawkins Brown

In the previous article of this series, we applied DAGAF™ — the Digital Asset Governance and Assurance Framework — to tokenized resort real estate, the most unmistakably Caribbean of the use case applications we set out to test the framework against. We chose that asset class first because it does not let any pillar of...

Advisory & Consulting AI & Emerging Technology Board & Governance Corporate Finance & M&A Dawgen Frameworks & Series IT & Digital Transformation Tourism & Hospitality

Tokenized Resort Real Estate: The Caribbean Use Case That Tests the Framework

May 5, 2026by Dr Dawkins Brown

In the seven previous articles of this series, we have constructed the Digital Asset Governance and Assurance Framework — DAGAF™ — pillar by pillar. We have established the case for a Caribbean-anchored framework, mapped the foreign and regional regulatory regimes Caribbean enterprises must operate within, set out the architecture of the framework as a whole,...

Audit & Assurance Board & Governance Corporate Finance & M&A Financial Services Regulatory & Standards Risk & Compliance

After Twin Peaks: A Caribbean Capital Market Worthy of International Capital

May 4, 2026by Dr Dawkins Brown

Eleven articles have set out the case for Twin Peaks, the international evidence base, the legislative reform package, and the operational readiness work the next twelve months require. This closing article steps back and addresses the question that gives the transition its meaning: what is all of this for. The answer cannot be the cutover...

Board & Governance Corporate Finance & M&A Financial Services Regulatory & Standards Risk & Compliance

The Legislative Reform Package: What the Twin Peaks Statutes Must Deliver

May 4, 2026by Dr Dawkins Brown

The legislative architecture decision The first and most consequential drafting choice is the legislative architecture itself. Article 6 of this series identified the South African Financial Sector Regulation Act of 2017 as a model — a single comprehensive statute that sets out the entire Twin Peaks framework, both peaks, the coordination mechanisms, the...

Newer Posts

Older Posts

Recovery Velocity Score™: How Fast Can Your Capital Architecture Recover?

Bank-Plus-Bond-Plus-Guarantees: Building a Resilient Caribbean Capital Source Mix

Covenants Were Not Designed for Hurricanes: How to Stress-Test Loan Covenants Before They Stress-Test the Enterprise — and the Heat-Map That Surfaces the Dangerous Ones

Maturity Mismatch: The Silent Killer of Caribbean Balance Sheets — and the Discipline of Walking the Wall Before It Arrives

The Single-Thread Borrower: Capital Structure Risk in Caribbean Enterprises

After Melissa: Why Capital Structure is Now a Caribbean Resilience Question

Tokenized Resort Real Estate: The Caribbean Use Case That Tests the Framework

After Twin Peaks: A Caribbean Capital Market Worthy of International Capital

The Legislative Reform Package: What the Twin Peaks Statutes Must Deliver

Where to find us?

Dawgen Social links

Stay ahead of Caribbean business