Start Where the Cost Is Countable Why the back office is the fastest route from AI to EBIT — and how to choose the first three workflows to redesign When a Caribbean board first approves money for AI, it is usually spent where AI is most visible: a customer chatbot, a marketing content tool, a...
Why the hours AI frees rarely reach the accounts — and the four routes that carry them there Every AI business case in the Caribbean now contains the same sentence. This tool will save our team so many hours a week. The number is usually true. The finance officer really does draft the variance commentary...
A finance director’s guide to device as a service: cash flow, currency, accounting, tax and the questions to ask before you sign. Rethinking how Caribbean organisations equip their people — a three-part series from Dawgen Global. The capital request nobody enjoys Every three or four years, the same request reaches the finance committee. The...
A group that starts in October 2026 can finish a disciplined readiness programme before Jamaica’s planned digital tax commencement in early 2027. Here is what each month should deliver, who owns what, and how the board will know it worked. Executive summary Digital tax readiness is not a legal memorandum. It is an owner, a...
Hotels, villa owners, musicians and filmmakers are paid through platforms that net off commissions, refunds and foreign tax before any cash arrives. The deposit is not the revenue, and the tax answer starts with who supplied what to whom. Executive summary Tourism and the creative industries are the Caribbean’s most visible exports, and both now...
Jamaica’s Budget, Grenada’s new law and years of quiet collection in Barbados and The Bahamas mean digital tax is no longer a foreign debate. It is a Caribbean compliance question, and boards need a method to answer it. Executive summary Until recently, “digital tax” in the Caribbean meant headlines from Paris, London and Ottawa. In...
IN BRIEF Before a lender meets a borrower, it has usually already calculated three numbers: how many years of earnings the debt represents, how many times earnings cover the interest, and how comfortably the cash the business generates covers every payment due. Most chief executives walk into the meeting without knowing any of them....
The Difference Is the Cost of Standing Still. IN BRIEF Two businesses can report the same EBITDA (earnings before interest, tax, depreciation and amortisation) and be worth very different amounts, because one must spend a large share of it every year simply to keep its buildings, vehicles and equipment standing. EBITA (earnings before interest, tax...
Multi-currency accounting and FX revaluation A business that sells in one currency and pays its wages in another is running a trading position whether it intends to or not. This article sets out which rate belongs on which transaction, what revaluation is actually for, and why the difference between the invoice and the money that...
Digital receipt capture and document management Bank statements are a conversion problem. Documents are a custody problem — the invoice exists in a van, a pocket or somebody’s inbox, so the ledger does not know the obligation is there. This article sets out what capture actually does, and why permanent attachment matters more than the...
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