Every requirement discussed so far in this series — the strategy, the methodology, the quality programme, the conformance evidence — rests on a single structural question: to whom does internal audit actually answer? Get that question wrong and the rest is decoration. A brilliantly documented function that reports, in substance, to the executives it...
For decades, internal audit occupied a peculiar position in Caribbean organizations: everyone agreed it was important, and almost no one treated it that way. It sat somewhere down the corridor from finance, reporting to the CFO whose numbers it was supposed to test, staffed thinly, consulted late, and remembered mainly when something had already...
For as long as most Jamaican business owners can remember, there has been exactly one reliable way to stop trouble in one venture from sinking another: incorporate a separate company for each. A developer with four projects formed four companies. A fund manager with six portfolios wrestled with structures that the law never quite supported....
Trouble is not what kills businesses. Untreated trouble is. Most firms do not die of their problems — they die of the year spent not facing them. A turnaround is a sequence, and it begins with a phone call most owners make twelve months too late. The Problem, Lived “Carlton” has run a manufacturing...
The Caribbean concentrates more risk per square mile than almost anywhere on earth — and most businesses meet it with an unread policy and a hope. Risk is not weather. It is a portfolio, and portfolios can be engineered. The Problem, Lived “Desmond” owns a twenty-four-room boutique hotel and restaurant on the coast of...
The chain will always out-spend you. It does not have to out-know you — and in a local market, knowing is the higher ground. The Problem, Lived “Rohan” has run a supermarket in Georgetown for sixteen years — two floors, forty staff, a name his parish trusts. Four months ago, a regional chain announced...
The Problem, Lived “Alicia” runs a catering and events company in St. John’s, Antigua, and her marketing history reads like a drawer of lottery tickets. A boosted post whenever bookings look thin — fifty dollars here, a hundred there, aimed at everyone. A radio spot last Christmas whose results she cannot name. A website...
A business that cannot outlive its founder was never an asset. It was a salary with staff — and succession planning is the work that turns it into something that can be inherited, sold, or led into its second generation. The Problem, Lived “Winston” is sixty-four, and for thirty years his name has been the...
The Caribbean is not one market. It is a chain of small ones — and regional expansion fails when it is treated as the same business at a new address The Problem, Lived “Danielle” makes natural skincare products in Kingston — a brand strong enough that a Trinidadian distributor sought her out at a regional...
Digital transformation is not a budget line reserved for big companies. It is a sequence of small, compounding decisions — and the most expensive mistake is buying technology before fixing process The Problem, Lived “Keisha” runs three bakery-cafés in Kingston, and her business runs on paper, memory and WhatsApp. Orders live in duplicate books; the...
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