Dr Dawkins Brown

Business Coaching business coaching & strategy Business Development Business Intelligence (BI)Business Strategy & Transformation Caribbean Accountant Caribbean Accounting Firm Caribbean Advisory firm Caribbean advisory services

The Merchant Math: Fees, Settlement, and Fraud vs. Cash in the Till

November 7, 2025by Dr Dawkins Brown

Notes to Nodes: The Great Payment Transition Why the till decides the future Consumers may love convenience, but merchants decide which payment options survive. If accepting a payment is slower, costlier, or riskier than taking cash, the answer is simple: cash wins. The turning point toward digital arrives when a typical day’s takings are cheaper...

Caribbean Accountant Caribbean Accounting Firm Caribbean Advisory firm Caribbean advisory services Caribbean AI Ecosystem

The Places Where Cash Still Rules

November 7, 2025by Dr Dawkins Brown

The paradox of progress Walk through a street market in Yangon, a minibus park in Kingston, or a craft village in St. George’s and you’ll see the same choreography—notes changing hands, coins in plastic tubs, a quick mental tally before the bag is tied. In many countries, cash still powers day-to-day life because it is...

Caribbean Accountant Caribbean Accounting Firm Caribbean Advisory firm Caribbean advisory services Caribbean AI Ecosystem

Accounting & Bookkeeping: Building a Reliable Finance Engine for Growth

November 6, 2025by Dr Dawkins Brown

SMEs and mid-market companies often outgrow DIY bookkeeping. This article explains how Dawgen Global designs a right‑sized accounting stack—people, process, and platforms—to deliver accurate, timely financials that support decisions, funding, and compliance. Who This Is For Founders, CFOs, and operations leaders seeking clean books, faster closes, and audit‑ready records. Common Pain Points Late or error‑prone...

Advisory Services Managed IT Services Management Consultants Management Consultants in Jamaica measuring business success Resilience Frameworks Risk Advisory Services

INSURE360™ Part 7: From SOV to Signage — The Hidden Assets That Sink Claims (and How to Cover Them)

November 5, 2025by Dr Dawkins Brown

Most executives believe their insurance schedules are accurate because renewal happened and the premium got paid. Then a hurricane rips through, the claim team opens the policy—and discovers that an entire category of value is missing, mis-valued, or mis-classified. New buildings that never made it onto the Statement of Values (SOV). Leased spaces covered “by...

performance & productivity Performance Consulting Performance Management Policy & Governance Resilience Frameworks Responsible & Ethical AI Risk Advisory Services

INSURE360™ Part 6: Protecting the Revenue You Don’t Control — Contingent BI, Civil Authority & Ingress/Egress

November 5, 2025by Dr Dawkins Brown

When a hurricane hits, your premises might be intact—but your revenue engine can still stall. Suppliers can’t ship. Customers can’t buy. Roads are blocked. Authorities restrict access. Ports and airports go dark. This is where Contingent Business Interruption (CBI), Civil Authority (CA), and Ingress/Egress (I/E) coverage determine whether “no damage at our site” still becomes...

Accountants and accounting firm accountants and auditors Accountants and Auditors in Kingston Jamaica accounting firm Caribbean Accountant Caribbean Accounting Firm Caribbean Advisory firm Caribbean advisory services

PPE After a Hurricane: Derecognition, Rebuilds, Componentization & Impairment (IAS 16, IAS 36, IFRIC 1)

November 5, 2025by Dr Dawkins Brown

Post-disaster accounting for property, plant and equipment (PPE)—from damage assessment and derecognition, to componentized rebuilds, impairment testing at the CGU level, and changes in asset-retirement/cleanup obligations—with clean separation from insurance and grants. When a hurricane hits fixed assets, your books need to tell a disciplined story: Record the loss: Derecognize destroyed components at carrying...

Accountants and accounting firm accountants and auditors Accountants and Auditors in Kingston Jamaica accounting firm Accounting Software Advices Advisory Services

Inventories After a Hurricane: Damage, NRV & Insurance (IAS 2, IFRS 15, IAS 10)

November 5, 2025by Dr Dawkins Brown

Accounting for damaged, contaminated, or obsolete inventories after a natural disaster under IAS 2 Inventories, with links to IFRS 15 (contract assets/returns), IAS 10 (events after the reporting period), IAS 36 (impairment cues for production assets), IAS 37 (provisions), IFRS 9 (ECL on trade receivables), IAS 1 (presentation/disclosure)—and how insurance interacts without netting. Storms hit...

Accountants and accounting firm accountants and auditors Accountants and Auditors in Kingston Jamaica accounting firm Accounting Software Advisory Services

Government Relief, Grants & Donations After a Hurricane: Applying IAS 20 (Policyholders / Non-Insurers)

November 5, 2025by Dr Dawkins Brown

Accounting for cash relief, payroll subsidies, tax credits, concessional loans, utility rebates, rent support, donated assets/services, and community donations received by policyholders under IAS 20—with linkages to IAS 1/7/10, IAS 12, IAS 16, IAS 23, IFRS 9, IFRS 15, IFRS 16. After a hurricane, governments and public agencies often roll out grants, rebates, tax relief...

Accountants and accounting firm accountants and auditors Accountants and Auditors in Kingston Jamaica accounting firm Accounting Software Advisory Services

Borrowing Costs During Recovery: Capitalize or Expense? (IAS 23 for Policyholders / Non-Insurers)

November 4, 2025by Dr Dawkins Brown

Applying IAS 23 Borrowing Costs to post-hurricane rebuilds—what to capitalize into PPE/CIP vs what to expense, when to start/suspend/cease capitalization, how to treat specific vs general borrowings, and how to present/disclose. Links to IAS 16, IAS 36, IAS 1/7/10, IAS 20, IAS 12, IFRS 9. Hurricanes trigger urgent financing for repairs, rebuilds, relocations, and...

Caribbean Accountant Caribbean Accounting Firm Caribbean Advisory firm Caribbean advisory services Caribbean AI Ecosystem Caribbean audit firm Caribbean Business Insights

Income Taxes After a Hurricane: Current, Deferred & Disclosures (Policyholders / Non-Insurers)

November 4, 2025by Dr Dawkins Brown

Applying IAS 12 Income Taxes to storm-related losses, insurance proceeds, provisions, impairments, ECL updates, and rebuild projects—plus interaction with IAS 1/10, IAS 16, IAS 37, IFRS 9, IAS 23, IAS 20. Hurricanes can swing taxable profit, create tax losses, and move large temporary differences all at once. Under IAS 12, you must: Compute current...

Newer Posts

Older Posts

The Merchant Math: Fees, Settlement, and Fraud vs. Cash in the Till

The Places Where Cash Still Rules

INSURE360™ Part 7: From SOV to Signage — The Hidden Assets That Sink Claims (and How to Cover Them)

INSURE360™ Part 6: Protecting the Revenue You Don’t Control — Contingent BI, Civil Authority & Ingress/Egress

PPE After a Hurricane: Derecognition, Rebuilds, Componentization & Impairment (IAS 16, IAS 36, IFRIC 1)

Inventories After a Hurricane: Damage, NRV & Insurance (IAS 2, IFRS 15, IAS 10)

Borrowing Costs During Recovery: Capitalize or Expense? (IAS 23 for Policyholders / Non-Insurers)

Income Taxes After a Hurricane: Current, Deferred & Disclosures (Policyholders / Non-Insurers)

May 13, 2026Regulatory Fragmentation as a Scaling Tax: Why the Caribbean Needs a More Integrated Business Environment

May 13, 2026Boards, Risk and Resilience: Strengthening Governance for a More Uncertain Caribbean

May 12, 2026AI and the New Economics of Scaling: What Caribbean Businesses Must Prepare For

May 12, 2026The Three-Bucket Doctrine: How Washington Just Re-Drew the Map of Digital Assets, and What It Means for the Caribbean Regulator's Desk

May 12, 2026The Bill That Changes Everything: Inside the U.S. CLARITY Act and the Triad That Will Reshape Caribbean Capital Markets

Where to find us?

Dawgen Social links

Where to find us?

Dawgen Social links