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The Credit Tightrope: Understanding the Power of Underwriting Standards in Housing Accessibility

Walking the Credit Line In the modern housing market, access to homeownership is increasingly determined not just by a buyer’s willingness or even ability to pay, but by their ability to meet a series of highly technical lending criteria. Among the most influential—and often misunderstood—are underwriting standards, especially front-end mortgage payment-to-income ratios (PTIs). These standards,...

Private Sector Participation in Guyana’s Growth: Financing, Inflation, and the Role of Banks

Guyana’s economy is expanding at an extraordinary pace, driven by unprecedented oil discoveries and rapidly increasing production. While the public sector is utilizing petroleum revenues to boost infrastructure and social services, the full potential of this transformation hinges on the private sector’s ability to thrive, invest, and scale. A dynamic and inclusive economy cannot be...

Navigating 30+ Years of Global Equity Returns: A Regional Perspective on Market Resilience and Transformation

Over the past three decades, global equity markets have witnessed dramatic cycles of boom, bust, and recovery. From the euphoria of the dot-com era to the scars of the global financial crisis and the uncharted turbulence of the COVID-19 pandemic, equity performance has painted a vivid narrative of economic transformation across regions. Using MSCI indexes...

How SMEs Can Prepare for Digital Payment Innovations in the Caribbean

The New Era of Payments in the Caribbean The way businesses transact is undergoing a massive transformation.In the Caribbean, digital payment innovations — from e-wallets to mobile banking apps — are reshaping commerce at an unprecedented pace. Small and medium-sized enterprises (SMEs) must recognize that consumer expectations, fintech disruption, and regulatory changes are making digital...

Navigating ESG Compliance: A Strategic Approach for Caribbean Enterprises

Why ESG Compliance Is No Longer Optional for Caribbean Enterprises In today’s interconnected global economy, Environmental, Social, and Governance (ESG) factors have become essential components of sustainable business success. Caribbean enterprises face unique challenges and opportunities, and ESG is the key to unlocking resilience, growth, and competitive advantage. As global expectations rise, companies must recognize...

Transforming Finance Operations: The Power of Outsourced Accounting and Bookkeeping

In a rapidly evolving business landscape, companies are constantly seeking smarter ways to manage costs, improve financial visibility, and scale operations efficiently. One of the most effective strategies gaining momentum across industries is outsourcing accounting and bookkeeping functions. This strategic shift not only offers significant cost savings but also brings expertise, flexibility, and precision to...

Mastering Cash Flow: Professional Accounts Payable and Debtors Management

In today’s fast-moving business environment, cash flow is more than just a financial metric—it’s the lifeblood of your operations. A company’s ability to manage its inflows and outflows effectively can determine whether it thrives or merely survives. At the heart of this dynamic lies two core functions: Accounts Payable (AP) and Accounts Receivable (AR). When...

Brazil’s 2025 Dividend Tax Reform: Key Implications for Individuals and Holding Companies

Brazil is on the verge of implementing a landmark overhaul of its dividend taxation system, poised to affect both domestic and international investors. On March 18, 2025, the country’s Executive Branch submitted Bill No. 1,087/25 to the Legislative Branch, outlining sweeping changes to individual income tax and dividend taxation. If enacted, these changes will come...

Tariff Tensions and Demand Dynamics: How Elasticity Shapes the Fallout

In today’s volatile global economy, tariffs—once simple tools of trade regulation—have evolved into powerful levers of geopolitical influence. With U.S. tariffs on Chinese imports reaching up to 145% and China responding with tariffs ranging from 84% to 125%, businesses and consumers are feeling the shockwaves. But not all goods respond the same way. The critical...

Overcoming ERP Migration Hurdles: Your Roadmap to a Smooth Transition

The Critical Need for ERP Transformation In today’s fast-paced business environment, companies must remain agile and responsive to growth. While QuickBooks has long been the go-to software for small to mid-sized businesses managing basic financial tasks, its functionality often falls short when complexity increases. As businesses expand across multiple locations, diversify operations, or operate internationally,...

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Dawgen Global is an integrated multidisciplinary professional service firm in the Caribbean Region. We are integrated as one Regional firm and provide several professional services including: audit,accounting ,tax,IT,Risk, HR,Performance, M&A,corporate recovery and other advisory services

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https://www.dawgen.global/wp-content/uploads/2023/07/Foo-WLogo.png

Dawgen Global is an integrated multidisciplinary professional service firm in the Caribbean Region. We are integrated as one Regional firm and provide several professional services including: audit,accounting ,tax,IT,Risk, HR,Performance, M&A,corporate recovery and other advisory services

Where to find us?
https://www.dawgen.global/wp-content/uploads/2019/04/img-footer-map.png
Dawgen Social links
Taking seamless key performance indicators offline to maximise the long tail.

© 2023 Copyright Dawgen Global. All rights reserved.

© 2024 Copyright Dawgen Global. All rights reserved.