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The Merchant Math: Fees, Settlement, and Fraud vs. Cash in the Till
November 7, 2025by Dr Dawkins Brown
Notes to Nodes: The Great Payment Transition Why the till decides the future Consumers may love convenience, but merchants decide which payment options survive. If accepting a payment is slower, costlier, or riskier than taking cash, the answer is simple: cash wins. The turning point toward digital arrives when a typical day’s takings are cheaper...
