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Dawgen Global housing insights

Unequal Burden: How Rental Market Tightness Disproportionately Hurts Low-Income Families

The Hidden Victims of a Tightening Rental Market In the wake of the global pandemic and the subsequent monetary tightening cycle, the spotlight has largely focused on rising mortgage rates and declining homeownership. But what has received far less attention—and arguably carries even greater social consequence—is what happened to those who remained renters. For low-income...

The Credit Tightrope: Understanding the Power of Underwriting Standards in Housing Accessibility

Walking the Credit Line In the modern housing market, access to homeownership is increasingly determined not just by a buyer’s willingness or even ability to pay, but by their ability to meet a series of highly technical lending criteria. Among the most influential—and often misunderstood—are underwriting standards, especially front-end mortgage payment-to-income ratios (PTIs). These standards,...

How Rising Mortgage Rates Locked Out First-Time Homebuyers

A Barrier to Entry for a New Generation of Buyers The path to homeownership has long been viewed as a critical step in building personal wealth, fostering community stability, and enhancing economic mobility. For decades, first-time homebuyers—often young, middle-income earners—represented the gateway to broader market participation and long-term financial security. But in the wake of...

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Dawgen Global is an integrated multidisciplinary professional service firm in the Caribbean Region. We are integrated as one Regional firm and provide several professional services including: audit,accounting ,tax,IT,Risk, HR,Performance, M&A,corporate recovery and other advisory services

Where to find us?
https://www.dawgen.global/wp-content/uploads/2019/04/img-footer-map.png
Dawgen Social links
Taking seamless key performance indicators offline to maximise the long tail.

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© 2024 Copyright Dawgen Global. All rights reserved.