Regulatory & Standards

Board & Governance Crisis & Resilience Cybersecurity & Data Protection Data & Analytics Regulatory & Standards

Backup is Not Recovery: What Continuity Actually Costs the Caribbean SMB — and Why Most Firms Pay for the Wrong Thing

May 19, 2026by Dr Dawkins Brown

Almost every Caribbean SMB will tell you it has backups. Very few have ever successfully restored one. This article is about the gap between those two states — which is where most Caribbean SMB exposure actually lives — and about the operational disciplines that close it. It is the fourth article of Pillar 2 of...

Advisory & Consulting Caribbean Business Cybersecurity & Data Protection Data & Analytics Regulatory & Standards Risk & Compliance

Data Protection in Operational Practice: What the Data Protection Act 2020 Actually Requires

May 19, 2026by Dr Dawkins Brown

The Jamaican Data Protection Act 2020 has been in force since the end of its transition period. Every Caribbean firm reading this article is either subject to it directly, subject to a comparable regional act, or doing business with parties that are. This article does not summarise the legislation — there are competent legal summaries...

Cybersecurity & Data Protection Data & Analytics Regulatory & Standards

Identity and Access Management for the Caribbean SMB

May 19, 2026by Dr Dawkins Brown

Article 2.1 of this series named four cybersecurity postures and asked every Caribbean board to choose one consciously. This article begins the substantive work of moving from any of the lesser postures toward Posture D — and starts where every meaningful improvement starts: with the question of who has access to what, how that gets...

AI & Emerging Technology Board & Governance Corporate Finance & M&A IT & Digital Transformation Leadership & Careers Regulatory & Standards

The Three-Bucket Doctrine: How Washington Just Re-Drew the Map of Digital Assets, and What It Means for the Caribbean Regulator’s Desk

May 12, 2026by Dr Dawkins Brown

If Article 1 of this series was the news, this article is the map. The CLARITY Act’s most consequential design choice is the explicit division of all digital assets into three regulatory buckets, each with a defined supervisor. The bucket a token falls into determines who regulates it, what disclosures attach to it, who can...

Advisory & Consulting AI & Emerging Technology Cybersecurity & Data Protection IT & Digital Transformation Regulatory & Standards Risk & Compliance Strategy & Transformation

The Bill That Changes Everything: Inside the U.S. CLARITY Act and the Triad That Will Reshape Caribbean Capital Markets

May 12, 2026by Dr Dawkins Brown

On Thursday morning, in a hearing room in Washington, the United States Senate Banking Committee will mark up a 309-page Bill that almost no one in the Caribbean is talking about. By Friday morning, the financial architecture that will govern the next decade of global capital formation will look meaningfully different. This article explains what...

Corporate Finance & M&A Crisis & Resilience ESG & Sustainability Regulatory & Standards Risk & Compliance Tax

ESG That Is Not Financed: Aligning Sustainability Commitments with Capital Architecture

May 7, 2026by Dr Dawkins Brown

Reserve Bay Hospitality Group — the name is composite, the events are real — is a Caribbean integrated hospitality enterprise I have spent considerable time advising. The group operates four properties across two territories: a five-hundred-and-twenty-room flagship resort on a Jamaican north-coast site, a smaller boutique sister property at one hundred and forty rooms on...

Accounting & BPO Board & Governance Corporate Finance & M&A Crisis & Resilience Financial Services Regulatory & Standards Risk & Compliance Strategy & Transformation

Covenants Were Not Designed for Hurricanes: How to Stress-Test Loan Covenants Before They Stress-Test the Enterprise — and the Heat-Map That Surfaces the Dangerous Ones

May 7, 2026by Dr Dawkins Brown

Valley Green Agriproducts — the name is composite, the events are real — is a Caribbean integrated agribusiness group I have spent considerable time advising. The group operates approximately twelve thousand acres of fresh produce and tree-crop cultivation across two territories, runs three primary processing facilities, employs roughly six hundred and twenty staff at...

Board & Governance Corporate Finance & M&A Dawgen Frameworks & Series Leadership & Careers Regulatory & Standards

Maturity Mismatch: The Silent Killer of Caribbean Balance Sheets — and the Discipline of Walking the Wall Before It Arrives

May 6, 2026by Dr Dawkins Brown

There is a Caribbean hospitality group I will call Cascade Resorts — a composite drawn from advisory engagements with regional hotel operators, with all identifying details changed but every operational and balance sheet fact preserved. Cascade operates four properties across two Caribbean territories, employs approximately 920 staff, generates annual revenue of US$78 million, and earns...

Audit & Assurance Board & Governance Corporate Finance & M&A Financial Services Regulatory & Standards Risk & Compliance

After Twin Peaks: A Caribbean Capital Market Worthy of International Capital

May 4, 2026by Dr Dawkins Brown

Eleven articles have set out the case for Twin Peaks, the international evidence base, the legislative reform package, and the operational readiness work the next twelve months require. This closing article steps back and addresses the question that gives the transition its meaning: what is all of this for. The answer cannot be the cutover...

Audit & Assurance Board & Governance Corporate Finance & M&A Financial Services Regulatory & Standards Risk & Compliance Strategy & Transformation

Boardroom Readiness for Twin Peaks: Twelve Months to Build What the New Regime Will Require

May 4, 2026by Dr Dawkins Brown

The shape of the work The boardroom readiness work for Twin Peaks divides into five categories. Each category contains several sub-streams. The categories are governance, supervisory engagement, control functions, management information, and people. They are interlocking rather than sequential. A board that prioritises governance and defers supervisory engagement will discover during the first post-cutover supervisory...

Newer Posts

Older Posts

Backup is Not Recovery: What Continuity Actually Costs the Caribbean SMB — and Why Most Firms Pay for the Wrong Thing

Data Protection in Operational Practice: What the Data Protection Act 2020 Actually Requires

Identity and Access Management for the Caribbean SMB

The Three-Bucket Doctrine: How Washington Just Re-Drew the Map of Digital Assets, and What It Means for the Caribbean Regulator’s Desk

The Bill That Changes Everything: Inside the U.S. CLARITY Act and the Triad That Will Reshape Caribbean Capital Markets

ESG That Is Not Financed: Aligning Sustainability Commitments with Capital Architecture

Covenants Were Not Designed for Hurricanes: How to Stress-Test Loan Covenants Before They Stress-Test the Enterprise — and the Heat-Map That Surfaces the Dangerous Ones

Maturity Mismatch: The Silent Killer of Caribbean Balance Sheets — and the Discipline of Walking the Wall Before It Arrives

After Twin Peaks: A Caribbean Capital Market Worthy of International Capital

Boardroom Readiness for Twin Peaks: Twelve Months to Build What the New Regime Will Require

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