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Strategy & Transformation

Under the Radar: Why Caribbean Financial Institutions Are Prime Targets for Cybercriminals — And What They Can Do About It

Securing the Caribbean Digital Frontier — Article 1 of 10   A Tuesday Morning That Changed Everything It was a quiet Tuesday morning at a mid-sized credit union headquartered in a bustling Caribbean capital. The IT team had just completed their routine morning checks, and everything appeared normal. Customer-facing systems were running smoothly, mobile banking...

Vision 2030: A Strategic Blueprint for Caribbean Enterprise Competitiveness

  EXECUTIVE SUMMARY The Caribbean enters 2026 at a crossroads. ECLAC projects the English- and Dutch-speaking Caribbean will grow by 4.7 percent in 2025—but just 1.9 percent excluding Guyana’s oil-driven expansion. Global growth has slowed to its weakest pace since the 2008 financial crisis. Trade tensions, climate shocks, and digital disruption are reshaping the competitive...

The Audit of the Future: How Technology Is Transforming Assurance in the Caribbean | Dawgen Global

EXECUTIVE SUMMARY The global auditing services market reached US$277 billion in 2024 and is forecast to grow to US$430 billion by 2032, driven by technology adoption, regulatory complexity, and the demand for real-time assurance. Globally, 92 percent of chief audit executives identify data analytics as the most important technology skill for the future, and AI...

Mergers, Acquisitions, and Strategic Alliances: Building Scale in Small-Market Economies | Dawgen Global

  EXECUTIVE SUMMARY Global M&A deal volume reached approximately US$2.3 trillion in 2025, up 49 percent from 2024, with megadeals reemerging at the highest pace in a decade. The Caribbean, while operating at a different scale, faces the same strategic imperative: enterprises constrained by small, fragmented markets must consolidate, partner, or be left behind. Regional...

Climate-Proofing Your Balance Sheet : Financial Resilience in the Age of Category 5 Storms

EXECUTIVE SUMMARY Hurricane Beryl in 2024 was the earliest Category 5 hurricane on record. Hurricane Melissa in November 2025 caused an estimated US$8.8 billion in damage to Jamaica alone—equivalent to 41 percent of GDP. Climate damages in the Caribbean are projected to increase from 5 percent of regional GDP to over 20 percent by 2100....

From Compliance Burden to Competitive Edge: Navigating Caribbean Regulatory Modernisation | Dawgen Global

EXECUTIVE SUMMARY Caribbean enterprises face an unprecedented wave of regulatory change—from new data protection acts and tightened AML/CFT frameworks to cross-border reporting standards and regional harmonisation mandates. For most boards, the instinct is to treat each new requirement as an isolated cost centre. This article argues that forward-thinking leaders should reframe regulatory modernisation as a...

The Digital CFO: How Caribbean Finance Leaders Are Replacing Spreadsheets with Strategic Intelligence

The Spreadsheet Trap There is a scene that plays out every month in finance departments across the Caribbean. The CFO needs a consolidated cash-flow forecast. The finance manager opens a spreadsheet that was built three years ago by someone who has since left the company. The spreadsheet pulls data from another spreadsheet, which pulls data...

Surviving the Tariff Storm : Strategic Repositioning for Caribbean Enterprises in a Protectionist World

The Day the Rules Changed On April 2, 2025, the rules of Caribbean trade changed overnight. President Trump’s “Liberation Day” executive order imposed a blanket 10 per cent reciprocal tariff on goods imports from virtually every country in the world, including every CARICOM member state. For Guyana, the rate was set at 38 per cent....

The Borderless Advantage: Why Caribbean Organisations No Longer Need to Choose Between Global Expertise and Local Understanding.

The Choice That Should Not Exist For decades, Caribbean organisations have faced a false dilemma. When confronting their most consequential strategic challenges – a complex restructuring, a digital transformation, a governance overhaul, a regulatory compliance crisis – they have been forced to choose between two deeply imperfect options. Option A: Engage a global advisory firm....

Payables, Supplier Risk & “Funding Without Borrowing”: The WC-PULSE™ CFO Playbook

WC-PULSE Framework™ | Working Capital Thought Series Executive Summary Accounts payable is often treated as the easiest working-capital lever: “extend terms and keep cash longer.” That framing is dangerous. Payables is a liquidity lever, but also a supply-chain risk lever. Pull it too hard and you may trigger price increases, allocation deprioritisation, quality slippage, stock-outs,...

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