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The Cybersecurity Insurance Trap: Why Caribbean Businesses Can’t Just Buy Their Way to Protection
February 8, 2026by Dr Dawkins Brown
A professional services firm discovers ransomware encrypting their entire network. Critical client data locked. Operations paralyzed. Attackers demand $180,000. The CFO’s immediate response: relief. They purchased cyber insurance six months earlier. $1 million coverage. Exactly for situations like this. Policy in hand, they file a claim expecting the insurer to handle everything—ransom payment, recovery costs,...
