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The Three-Owner Principle: Who Is Accountable When an AI-Influenced Decision Goes Wrong?
May 23, 2026by Dr Dawkins Brown
Who is accountable when an AI-influenced decision goes wrong — and why three separate owners are required for every consequential decision class THE ARGUMENT IN ONE PARAGRAPH When a credit decision goes wrong, the institution must be able to identify, within hours, who is accountable for what. Traditional governance answers this with a single...
