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Everything That Left the Business

 A company can cut its dividend by three quarters and still be extracting more than the year before. One number catches it. The covenants in most instruments do not. The Endurance Capital Series, Part Two  ·  The Dawgen Endurance Capital Framework™ A board meets to approve the accounts. The finance director reports that in a...

Invoices that send themselves, and chase themselves.

  Automating invoicing and receivables collection Days sales outstanding is discussed as a measure of customer behaviour. For most businesses it is mostly a measure of their own delays. This article sets out the four intervals you control, what each day of them is worth in cash, and why a gentle unfailing schedule protects relationships...

If your bank feed is not connected, you are paying someone to retype a statement

Bank feeds and automated reconciliation — how they work, and what they do not do Reconciliation is treated as an accounting task. It is data entry with a checking step appended. This article sets out the three ways a feed can be connected, what happens to a transaction once it arrives, and an honest account...

What a finance function is supposed to produce, and how often.

What should a finance department deliver monthly? Finance is the only function in most businesses with no defined output. This article sets out the full schedule — daily, weekly, monthly, quarterly and annual — with what each item is for, and the reader test that removes everything on the list which nobody actually uses.  IN...

Your books are ready in March. Your decisions were needed in January

How long should it take to close monthly accounts? Nine working days is achievable. Thirty to seventy-five is what most Caribbean businesses actually run. This article sets out where the difference comes from, what the delay costs, and how a digitally delivered finance function closes the gap.   IN SHORT A monthly close should take nine...

The Borderless Finance Function™: Digital Accounting for Caribbean Businesses

The finance function most Caribbean businesses have was never designed — it accumulated. This is the argument for buying one instead: what the two platform tiers do, how the tier is chosen, what the division performs and what you keep, and what the arrangement produces every month.  IN SHORT A borderless finance function is a...

Trust Requires Evidence: AI Content Assurance, Source Provenance and the New Meaning of a Reliable Document

AI Content Assurance, Source Provenance and the New Meaning of a Reliable Document Executive Summary   On 2 August 2026, a new legal duty took effect across the European Union. Under Article 50 of the EU AI Act, generative AI systems must mark their outputs in a machine-readable format so that synthetic content is detectable...

From AI Experimentation to Enterprise Governance

Why Continuous AI Oversight Is Becoming Essential   Executive Summary On 27 July 2026, the European Union did something that surprised a great many people who had spent two years preparing for the opposite. Six days before its most consequential artificial intelligence obligations were due to take effect, it postponed them — pushing the deadline...

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