Understanding independent valuation methodology — and why the number matters more than you think At some point in the lifecycle of every successful Caribbean business, the question of value moves from abstract to commercially central. What is this enterprise actually worth? The answer to that question determines the price in a sale to a...
Why accounting is your first — and most important — business decision Every transformational Caribbean business began as an idea. A conversation over a meal in Kingston. A problem noticed on the street in Port of Spain. A gap identified in a market the founder knew intimately. But between conception and commercially viable venture...
Twelve Years of Data, Three Legacy Systems, and the Four Months Nobody Planned For The project manager for a Caribbean retail group’s Cloud ERP implementation had built a detailed project plan: sixteen weeks from kickoff to go-live. The plan allocated four weeks for requirements and configuration, two weeks for integration setup, four weeks for...
Fourteen Critical Vulnerabilities the Company Didn’t Know It Had The managing director of a Caribbean e-commerce company that processed approximately US$4.2 million in online transactions annually commissioned a penetration test for the first time. The company had operated its e-commerce platform for six years. It had never been tested by an external security professional....
Fourteen Critical Vulnerabilities the Company Didn’t Know It Had The managing director of a Caribbean e-commerce company that processed approximately US$4.2 million in online transactions annually commissioned a penetration test for the first time. The company had operated its e-commerce platform for six years. It had never been tested by an external security professional. The...
The Former Employee Who Still Had the Keys Six Months Later The compliance officer of a credit union with 22,000 members and approximately US$95 million in assets discovered the breach during a routine review of system access logs. A user account belonging to a former IT administrator — an employee who had left the...
Forty-Five Phones, No Policy, and a Client Database on the Back Seat of a Taxi The sales director of a Caribbean distribution company managed a field sales team of forty-five representatives who covered retail outlets across three parishes. Each representative carried a personal smartphone — their own device, purchased with their own money, running...
The Receptionist, the Guest Confirmation, and the US$1.2 Million Shutdown The general manager of a Caribbean hotel group operating four properties across two territories learned of the breach at 9:40 on a Tuesday morning. The group’s reservation system, property management platform, point-of-sale systems across all restaurants and bars, and the guest WiFi management console were...
The Laptop That Opened the Door to Every Server in the Building The IT manager of a Caribbean manufacturer with 120 employees and three production facilities received a call at 6:15 a.m. on a Wednesday from the night shift supervisor at the company’s primary manufacturing plant. The supervisor reported that the production management system...
The Email That Moved US$340,000 to a Criminal’s Account The chief financial officer of a Caribbean financial institution received an email at 3:47 p.m. on a Thursday afternoon from what appeared to be the institution’s principal legal counsel. The email referenced an ongoing regulatory matter that the CFO was familiar with, used the attorney’s...
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