Crisis & Resilience

The Reinsurance Trap: Why Caribbean Cedants Pay Too Much and Capture Too Little

Three structural reasons most regional reinsurance programmes underperform — and the four-step economic review that typically recovers 10 to 20 percent of reinsurance spend within 18 months Reinsurance is the single largest expense line for most Caribbean life and health insurers after claims and operating costs. It is also the line where cedants have the...

Actuarial Services Advisory & Consulting Corporate Finance & M&A Crisis & Resilience Regulatory & Standards Risk & Compliance Strategy & Transformation

IFRS 17, Three Years On: What Caribbean Insurers Got Right, What They Got Wrong, and What Comes Next

May 20, 2026by Dr Dawkins Brown

The technical transition is largely complete. The strategic transition is not. An honest assessment of where the region stands — and the five priorities for the next 24 months IFRS 17 became effective for accounting periods beginning 1 January 2023. For Caribbean insurers, that meant three years of implementation work, hundreds of millions in cumulative...

Board & Governance Crisis & Resilience Cybersecurity & Data Protection Data & Analytics Regulatory & Standards Risk & Compliance Strategy & Transformation

The Caribbean Cyber Hygiene Scorecard: Twenty-Five Items, Five Dimensions, One Quarterly Review

May 19, 2026by Dr Dawkins Brown

This is the closing article of Pillar 2 of the Caribbean Digital Foundations Series. Articles 2.1 through 2.5 built five operational disciplines: posture, access, data, continuity, and the third-party perimeter. This article produces the instrument that converts those five disciplines into a single composite measure the Caribbean SMB can actually track. The Caribbean Cyber Hygiene...

Board & Governance Crisis & Resilience Cybersecurity & Data Protection Data & Analytics IT & Digital Transformation

The Perimeter Is Not Where You Think It Is: Third Parties, External Lingerers, and What the Caribbean SMB Inherits from Its Suppliers

May 19, 2026by Dr Dawkins Brown

Pillar 2 has so far treated the firm as a closed system: its own posture, its own access, its own data, its own recovery. That treatment is editorially useful but operationally incomplete. In practice, the Caribbean SMB’s data sits on three or four cloud platforms it does not control, is processed by a dozen suppliers...

Board & Governance Crisis & Resilience Cybersecurity & Data Protection Data & Analytics Regulatory & Standards

Backup is Not Recovery: What Continuity Actually Costs the Caribbean SMB — and Why Most Firms Pay for the Wrong Thing

May 19, 2026by Dr Dawkins Brown

Almost every Caribbean SMB will tell you it has backups. Very few have ever successfully restored one. This article is about the gap between those two states — which is where most Caribbean SMB exposure actually lives — and about the operational disciplines that close it. It is the fourth article of Pillar 2 of...

AI & Emerging Technology Board & Governance Corporate Finance & M&A Crisis & Resilience Cybersecurity & Data Protection Data & Analytics Dawgen Frameworks & Series Fraud & Forensics IT & Digital Transformation

From Personal Inbox to Professional Brand: A Migration Playbook for Caribbean Family Businesses

May 17, 2026by Dr Dawkins Brown

The first five articles in this series were largely diagnostic and prescriptive. This article — the final piece in the Foundations pillar — is neither. It is a migration playbook for the Caribbean family business that has been operating successfully for ten, twenty, or thirty years on a tangle of personal email, founder-controlled accounts, and...

Board & Governance Crisis & Resilience Dawgen Frameworks & Series IT & Digital Transformation

What’s in a .com? Choosing Between Global TLDs and Caribbean Country-Code Domains

May 17, 2026by Dr Dawkins Brown

A domain name is not, as is often supposed, a neutral string of characters. It is a positioning statement. The choice between a .com, a .jm, a .tt, a .bb and the new generic extensions tells the market who the firm believes itself to be, and which market it believes it is competing in. For...

Board & Governance Crisis & Resilience Cybersecurity & Data Protection Fraud & Forensics Risk & Compliance

Gmail Is Not a Strategy: The Professional Email Maturity Curve for Caribbean Firms

May 17, 2026by Dr Dawkins Brown

Across the Caribbean private sector, a remarkable number of serious businesses are still run from free personal email accounts. Each one is a quiet credibility tax, a slow leak of confidential information, and — under the Jamaican Data Protection Act 2020 — an unbounded legal exposure. This is the maturity curve every Caribbean board has...

AI & Emerging Technology Board & Governance Corporate Finance & M&A Crisis & Resilience Data & Analytics Strategy & Transformation

AI and the New Economics of Scaling: What Caribbean Businesses Must Prepare For

May 12, 2026by Dr Dawkins Brown

Executive Summary Artificial intelligence is no longer a distant technology trend. It is becoming a strategic force reshaping how businesses are built, financed, valued, governed, staffed, and scaled. For Caribbean businesses, this shift presents both a major opportunity and a serious competitive risk. A recent World Economic Forum report, produced in collaboration with the Stanford...

Accounting & BPO Board & Governance Business Development & Entrepreneurship Corporate Finance & M&A Crisis & Resilience IT & Digital Transformation Leadership & Careers Risk & Compliance Strategy & Transformation Tax

From Start-Up Culture to Scale-Up Architecture: The Caribbean’s Next Innovation Challenge

May 12, 2026by Dr Dawkins Brown

Executive Summary Across the Caribbean, entrepreneurship is widely celebrated. Governments, universities, business incubators, accelerators, chambers of commerce, development agencies, and private-sector leaders have all encouraged start-up creation. This is positive and necessary. However, the next stage of Caribbean economic transformation requires more than start-up activity. It requires scale-up architecture. A start-up culture helps people launch...

Newer Posts

Older Posts

The Reinsurance Trap: Why Caribbean Cedants Pay Too Much and Capture Too Little

IFRS 17, Three Years On: What Caribbean Insurers Got Right, What They Got Wrong, and What Comes Next

The Caribbean Cyber Hygiene Scorecard: Twenty-Five Items, Five Dimensions, One Quarterly Review

Backup is Not Recovery: What Continuity Actually Costs the Caribbean SMB — and Why Most Firms Pay for the Wrong Thing

From Personal Inbox to Professional Brand: A Migration Playbook for Caribbean Family Businesses

What’s in a .com? Choosing Between Global TLDs and Caribbean Country-Code Domains

Gmail Is Not a Strategy: The Professional Email Maturity Curve for Caribbean Firms

AI and the New Economics of Scaling: What Caribbean Businesses Must Prepare For

From Start-Up Culture to Scale-Up Architecture: The Caribbean’s Next Innovation Challenge

Where to find us?

Dawgen Social links

Stay ahead of Caribbean business